UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of Earliest Event Reported): ~~August~~October 1416, 2025

Farmers & Merchants Bancorp

(Exact name of registrant as specified in its charter)

Delaware	000-26099	94-3327828
(State or other jurisdiction of incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)

111 West Pine Street, Lodi, California		95240
(Address of principal executive offices)		(Zip Code)

Registrant’s telephone number, including area code: (209) 367-2300

Former name or former address, if changed since last report

Not Applicable

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
None		Not applicable		Not applicable

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 72.~~01. Regulation~~02 ~~FD Disclosure~~Results of Operations and Financial Condition

On ~~August~~October 1416, 2025, Farmers & Merchants Bancorp ~~(the “Company”)~~ issued a press release -concerning ~~the~~financial ~~Board of~~results ~~Directors~~for ofthe ~~Farmers~~three-months &and ~~Merchants~~nine-months ending ~~Bancorp,~~September ~~announced that~~30, ~~effective immediately~~2025, ~~the~~a ~~Company’s~~copy ~~existing~~of ~~share~~which ~~repurchase~~is ~~program~~included ~~has~~as ~~been~~Exhibit ~~extended~~99 ~~through December 31, 2027~~ and anincorporated ~~additional~~herein ~~$45.0~~by ~~million in repurchases authorized during that period~~reference. ~~A copy of this press release is furnished herewith as Exhibit 99.1.~~

Item 89.01~~. Other~~ ~~Events.~~Financial Statements and Exhibits

~~On August 14, 2025, the Company’s Board of Directors authorized $45.0 million increase to the current share repurchase program~~ (~~the “Repurchase Plan”~~d) of the Company’s outstanding Common Stock. Repurchases by the Company under the Repurchase Plan may be made from time to time through open market purchases, trading plans established in accordance with U.S. Securities and Exchange Commission rules, privately negotiated transactions, or by other means. The actual means and timing of any repurchases, the quantity of purchased shares and prices are subject to certain limitations, including, without limitation, market prices of the Company’s common shares, general market and economic conditions, the Company’s financial performance, capital position, and applicable legal and regulatory requirements, and at the discretion of the Chief Executive Officer and Chief Financial Officer. Repurchases under the Repurchase Plan may be initiated, discontinued, suspended, or restarted at any time in the Company’s discretion. The Company is not obligated to repurchase any shares under the Repurchase Plan. No shares shall be repurchased pursuant to the authority granted in the Repurchase Plan after December 31, 2027. Repurchased shares are to be used to fund the Company’s non-qualified retirement plans or may be returned to the status of authorized but unissued common shares of the Company.Exhibit:

Item 9.01. Financial Statements and Exhibits

	99	Press release concerning financial results for the three-months and nine-months ending September 30, 2025.
	104	Cover Page Interactive Data File (embedded within the Inline XBRL document).

(d) Exhibit

	99.1	Share Repurchase Program Press Release, dated August 14, 2025
	104	Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	FARMERS & MERCHANTS BANCORP
	By:	/s/ Bart R. Olson
	By	/s/ Bart R. Olson
		Bart R. Olson
		Executive Vice President & Chief Financial Officer
		Executive Vice President
Date: August 14, 2025
		& Chief Financial Officer
Date: October 16, 2025

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