UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): February 1726, 2026

BROADWAY FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)

Delaware	001-39043	95-4547287
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)

4601 Wilshire Boulevard, Suite 150, Los Angeles, CA		90010
(Address of principal executive offices)		(Zip Code)

Registrant’s telephone number, including area code: (323) 634-1700

NOT APPLICABLE

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

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Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

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Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

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Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

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Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading symbol(s)		Name of each exchange on which registered
Class A Common Stock, par value $0.01 per share (including attached preferred stock purchase rights)		BYFC		Nasdaq Capital Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

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Item 78.01 ~~Regulation~~Other ~~FD Disclosure~~Events

On February 1726, 2026, Broadway Financial Corporation (the “Company” or “Broadway”) (NASDAQ Capital Market: BYFC), ~~received~~the aholding ~~letter~~company ~~from~~of ~~The Nasdaq~~City ~~Stock~~First ~~Market~~Bank, ~~LLC~~National ~~informing~~Association (the ~~Company~~“Bank”), announced that it ~~had~~has ~~achieved~~been ~~compliance~~selected ~~with~~by ~~Nasdaq~~the ~~Listing~~Community ~~Rule~~Development ~~5250~~Financial Institutions Fund (cCDFI Fund)~~(1)~~ ~~based~~to receive ona ~~the~~$75 ~~February~~million ~~13,~~New ~~2026~~Markets ~~filing~~Tax ofCredit (NMTC) allocation. The NMTC allocation will support the ~~Company~~Bank’s ~~Form~~ongoing ~~10-Q~~efforts ~~for~~to ~~the~~provide ~~period~~financing ~~ended September~~and ~~30,~~investment ~~2025. The~~in ~~letter~~low‑income ~~noted~~communities ~~that~~and ~~the~~to ~~matter~~advance isits ~~now~~mission ~~closed~~of strengthening community‑based organizations and expanding economic opportunity.

~~The~~A ~~information~~copy ~~furnished~~of inthe ~~this~~press ~~Item~~release ~~7.01~~announcing ofthe award is attached hereto to this Current Report on Form 8-K ~~shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934,~~ as ~~amended,~~ ~~and~~Exhibit ~~shall not be incorporated by reference into any filing of the Company under the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such filing~~99.1.

Item 9.01

Financial Statements and Exhibits

(d)

Exhibits.

99.1	Press Release, dated February 26, 2026.
104	The cover page from this Current Report on Form 8-K, formatted in Inline XBRL (included as Exhibit 101).

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the ~~Registrant~~registrant has duly caused this ~~Report~~report to be signed on its behalf by the undersigned hereunto ~~duly~~ duly authorized.

~~BROADWAY FINANCIAL CORPORATION~~	BROADWAY FINANCIAL CORPORATION
By:	/s/ Zack Ibrahim
Date: February 26, 2026	By:	/s/ Zack Ibrahim
	~~Zack Ibrahim~~	Zack Ibrahim
	Executive Vice President and Chief Financial Officer
		Executive Vice President and
Date: February 18, 2026
		Chief Financial Officer

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