ATLANTIC AMERICAN CORP 8-K

What Happened

• Atlantic American Corporation (AAME) announced a Second Amendment to its Revolving Credit Agreement with Truist Bank on May 27, 2026. The amendment extends the deadline for the company to deliver key financial statements and related compliance certificates to the lender to no later than July 31, 2026. The original Credit Agreement was dated May 12, 2021.

Key Details

• Amendment date: May 27, 2026; Lender: Truist Bank.
• New deadline: July 31, 2026 for delivery of: audited consolidated financial statements for the year ended December 31, 2025.
• Also extended: interim consolidated financial statements for the quarter ended March 31, 2026, and certificates of compliance with financial covenants.
• The full text of the Second Amendment is attached to the filing as Exhibit 10.1.

Why It Matters

• The amendment affects the timing of when investors and the lender will receive audited and interim financial statements and formal confirmation of covenant compliance. Those documents are important for assessing the company’s recent financial performance and whether it meets loan covenants.
• This filing does not state any change to the credit terms themselves beyond the delivery deadline; investors should watch for the July 31, 2026 filings and any future disclosures about covenant compliance.