Atlantic American Corp Amends Credit Agreement, Extends Filing Deadline

What Happened
On July 31, 2026, Atlantic American Corporation (AAME) entered into a Third Amendment to its Revolving Credit Agreement (originally dated May 12, 2021) with Truist Bank. The Amendment extends, to no later than October 12, 2026, the deadline for the Company to deliver its audited consolidated financial statements for the year ended December 31, 2025, interim consolidated financial statements for the quarters ended March 31, 2026 and June 30, 2026, and related certificates regarding compliance with the Credit Agreement’s financial covenants.

Key Details

• Amendment date: July 31, 2026 (Third Amendment to the Credit Agreement).
• New delivery deadline: No later than October 12, 2026.
• Documents affected: 2025 audited consolidated financials; interim consolidated financials for Q1 2026 and Q2 2026; certificates of compliance with financial covenants.
• Lender: Truist Bank; underlying Credit Agreement originally dated May 12, 2021.

Why It Matters
The amendment gives Atlantic American extra time to provide audited and interim financial statements and the lender-required covenant compliance certificates. For investors, these documents are key to assessing the company’s recent financial performance and whether it meets loan covenants. Monitor subsequent filings for the delivery of those financial statements and any disclosures about covenant compliance or changes to the credit facility. No other material changes were disclosed in this 8-K.