Atlantic American Corp: enters fourth and fifth amendments to credit agreement

What happened

• Atlantic American Corp filed an 8-K reporting that on Oct 9, 2026 it entered into a Fourth Amendment to its Revolving Credit Agreement, dated May 12, 2021, with Truist Bank.
• The 8-K reports that on Oct 15, 2026 the company and Truist Bank entered into a Fifth Amendment and Waiver to the Credit Agreement.

Key details

• The Fourth Amendment extended the date to deliver the audited consolidated financial statements for the year ended Dec 31, 2025 to not later than Oct 15, 2026.
• The Fourth Amendment also extended the date to deliver interim consolidated financial statements for the quarters ended Mar 31, 2026, Jun 30, 2026 and Sep 30, 2026 to not later than Nov 30, 2026, and extended related covenant compliance certificates.
• The Fifth Amendment further extended the audited financial statement delivery date to not later than Oct 23, 2026, amended the minimum AM Best financial strength rating for the company’s subsidiary American Southern Insurance Company to be no lower than “A-”, and waived related defaults under the Credit Agreement occurring prior to the Fifth Amendment.

Why it may matter

• This filing reports Item 1.01: entry into a material definitive agreement, covering amendments and a waiver to the company’s revolving credit agreement with Truist Bank. The filing does not show why the company acted.