8-K 1 final_2005-a1.txt 1 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 -------------- FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: August 25, 2005 ---------------------------------- (Date of earliest event reported) CITICORP MORTGAGE SECURITIES, INC. CMALT (Packager and Servicer) (Issuer in Respect of the REMIC Pass-Through Certificates Series 2005-A1) ------------------------------------------------------------------------ (Exact name of registrant as specified in charter) Delaware 333-72082 13-3408717 -------------------------------------------------------------------------------- (State or other jurisdiction (Commission File Nos.) (I.R.S. Employer of organization) Identification No.) 1000 Technology Drive, O'Fallon, Missouri 63368-2240 ---------------------------------------- ---------- (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (636) 261-1300 -------------------------------------------------------------------------- (Former name, former address and former fiscal year, if changed since last report.) 1 2 Item 8.01. Other Events. ------------- CITICORP MORTGAGE SECURITIES, INC. CMALT REMIC Pass-Through Certificates, Series 2005-A1 ---------------------------------------------- Attached as Exhibit I is the monthly servicing report for the month of July 2005. 2 3 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. CITICORP MORTGAGE SECURITIES, INC. CMALT (Registrant) By: /s/ Cathy Johnson ------------------------- Cathy Johnson Assistant Vice President Dated: August 26, 2005 3 4 EXHIBIT INDEX Exhibit No. Page No. ----------- -------- I monthly servicing report for July 2005 5 4 5 EXHIBIT I --------- Citicorp Mortgage Securities, Inc. CMALT Distribution Date Statement to Certificateholders Remic Pass-Through Certificate Series Name: CMALT 2005-A1 Payment Date: 08/25/2005 Issuer: Citicorp Mortgage Securities, Inc. CMALT Record Date: 29-Jul-05 Distribution Date: 25-Aug-05 Distribution #: 1 W.A.C. 6.06% Trustee U.S. Bank National Association Clare M. O'Brien (617) 603-6402 Bond Administrator CitiMortgage, Inc. Debbie Biggs (636) 261-1360 Paying Agent: Citibank N.A. Karen Schluter (212) 816-5827

6 Citicorp Mortgage Securities, Inc. CMALT Distribution Date Statement to Certificate Holders Remic Pass-Through Certificate Series Name: CMALT 2005-A1 Payment Date: 08/25/2005

7 Citicorp Mortgage Securities, Inc. CMALT Distribution Date Statement to Certificateholders Remic Pass-Through Certificate Series Name: CMALT 2005-A1 Payment Date: 08/25/2005

8 Citicorp Mortgage Securities, Inc. CMALT Distribution Date Statement to Certificateholders Remic Pass-Through Certificate Series Name: CMALT 2005-A1 Payment Date: 08/25/2005

9 Citicorp Mortgage Securities, Inc. CMALT Distribution Date Statement to Certificateholders Remic Pass-Through Certificate Series Name: CMALT 2005-A1 Payment Date: 08/25/2005 Delinquency Status - Determined by the MBA Method -------------------------------------------------- 30 - 59 days Delq 60+ days Book Value REO ----------------------------------------------------- Number 15 0 0 Amount $3,268,234.20 $0.00 $0.00 Stated Collateral Information ------------------------------- Service Fees Begin Balance Aggregate Adj Balance -------------------------------------------------------------------- $15,456.34 $278,230,167.54 $275,763,995.58 Advances ------------ Voluntary Advances $0.00 Trustee Advances $0.00 Advance Account Advances $0.00 Certificate Account Advances $87,878.54 Summary of Disbursements ------------------------- Withdrawals Remittances Residual and (Deposits) P&I Distributed ----------------------------------------------------------------- $3,813,836.65 $0.00 $0.00 $3,813,836.65 10 Citicorp Mortgage Securities, Inc. Distribution Date Statement to Certificateholders Remic Pass-Through Certificate Series Name: CMALT 2005-A1 Payment Date: 08/25/2005 DELINQUENCY (1)

(1) DETERMINED BY THE MBA METHOD. (2) DOES NOT INCLUDE REAL ESTATE OWNED BY THE TRUST.

CITICORP MORTGAGE SECURITIES INC 8-K