THERIAULT TIMOTHY J 4

What Happened
Timothy J. Theriault, a director of Bread Financial Holdings, Inc. (BFH), was granted 1,638 restricted stock units (RSUs) on June 15, 2026. The grant was reported on a Form 4 filed June 17, 2026. No purchase price or immediate cash value is reported; the RSUs will convert to common shares if and when they vest.

Key Details

• Transaction date: June 15, 2026. Form 4 filed: June 17, 2026 (filed within the standard two-business-day window).
• Transaction type/code: A — Award/Grant (restricted stock units).
• Grant size: 1,638 RSUs; vesting date: June 15, 2027 (per footnote).
• Shares owned after grant: 27,384 total beneficially owned — consisting of 10,275 unrestricted shares plus 17,109 unvested RSUs (including the new 1,638 RSUs).
• Footnotes: F1 confirms the new grant vests 6/15/2027; F2 lists the breakdown of previously held RSUs and unrestricted shares.
• No price or immediate sale indicated; not an option exercise or open-market trade.

Context
RSUs are a form of equity compensation that convert to common shares upon vesting; they are not a market purchase or sale and do not necessarily reflect an immediate change in insider sentiment. This filing documents a standard equity award to a director and appears to have been filed on time.