NAPIER JAMES T 4

What Happened

• James T. Napier, a director of C&F Financial Corporation (CFFI), was granted 450 restricted shares on April 21, 2026. The filing reports an acquisition code A (award/grant) at $0.00 per share (total reported value $0), and the Form 4 was filed on April 22, 2026.
• This was an equity award (not an open-market purchase or sale). Such awards are typically compensation-related and do not necessarily signal a buying decision by the insider.

Key Details

• Transaction date: 2026-04-21; filing date: 2026-04-22.
• Transaction type/code: Award/Grant (A); price reported: $0.00 per share; shares acquired: 450.
• Shares owned after transaction: Not specified in the excerpt of the filing provided.
• Footnote: F1 — C&F Financial Corporation awarded restricted stock to the reporting person.
• Timeliness: Filed one day after the transaction; Form 4s are generally required within two business days, so this filing appears timely.

Context

• Restricted stock awards are usually part of compensation or director pay and may be subject to vesting and transfer restrictions; they differ from purchases or sales and shouldn't be read as direct market sentiment.
• Because this is an award (not a purchase), the $0 price reflects that shares were granted rather than bought; any tax withholding or vesting schedule may be disclosed in a fuller filing.