SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

~~FORM~~Form 8-K

Current Report

Pursuant to Section 13 or 15(d) of

The Securities Exchange Act of 1934

Date of report (Date of earliest event reported): ~~July 15~~October 20, 2003

LIBERTY NATIONAL BANCSHARES, INC.

(Exact Name of Registrant as Specified in Charter)

Georgia

0-24113

58-2292563

(State or other jurisdiction

of Incorporation)

(Commission

File Number)

(I.R.S. Employer

Identification No.)

P.O. Box 82030, Conyers, Georgia		30013
(Address of principal executive offices)		(Zip Code)

Registrant’s telephone number, including area code: (770) 785-7880

(Former name or address, if changed since last report)

Item 7.

Financial Statements and Exhibits.

(c)	Exhibits. The following exhibit is filed with this report:

Exhibit No.		Description
99.1		Press Release of Registrant Regarding Financial Results for the Quarter Ended ~~June~~September 30, 2003 (~~July~~October 1520, 2003).

Item 912. ~~Regulation~~Results ~~FD Disclosure.~~of Operations and Financial Condition.

On ~~July~~October 1520, 2003, Liberty National Bancshares, Inc. (the “Company”) issued a press release announcing its financial results for the three and nine ~~six~~ months ended ~~June~~September 30, 2003. A copy of the press release is filed herewith as Exhibit 99.1.

The information included in this section is also being forwarded pursuant to Item 12. “Results of Operations and Financial Condition” and is included under this Item 9 in accordance with SEC Release No. 33-8216.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

July 17, 2003 LIBERTY NATIONAL BANCSHARES, INC. /s/ William L. Daniel William L. Daniel President and Chief Executive Officer

EXHIBIT INDEX

ExhibitNumber		Description of Exhibit
99.1		Press Release of Registrant Regarding Financial Results for the Quarter Ended ~~June~~September 30, 2003 (~~July~~October 1520, 2003).

LIBERTY NATIONAL BANCSHARES, INC

October 20, 2003

/s/ William L. Daniel

William L. Daniel

President and Chief Executive Officer

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