SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to section 13 or 15(d) of

the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):

~~March~~April 1, 2004

WODFI LLC

(Exact name of registrant and originator of the Trust as specified in its charter)

WORLD OMNI MASTER OWNER TRUST

(Issuer with respect to the Notes)

Delaware

(State or other jurisdiction of incorporation)

333-84579

(Commission File Number)

65-0934017

(IRS Employer Identification No.)

WODFI LLC

190 Jim Moran Boulevard

Deerfield Beach, FL 33442

(Address of principal executive offices of registrant, including Zip Code)

Registrant’s telephone number, including area code: (954) 429-2000

Former name or former address, if changed since last report: Not applicable

Item 5. Other Events

See attached certificate.

-Page 2 -of 11

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	WODFI LLC
	(Registrant)
Dated: April 26, 2004	By:	/s/ Victor A. De Jesus
Dated: May 21, 2004	By:	/s/ Victor A. De Jesus
		Victor A. De Jesus, Vice President and Chief Financial Officer World Omni Financial Corp. (Duly authorized Officers of the Servicer on behalf of the Trust)
		Victor A. De Jesus,Vice President and Chief Financial Officer World Omni Financial Corp. (Duly authorized Officers of the Servicer on behalf of the Trust)

-Page 3 -of 11

WORLD OMNI FINANCIAL CORP.


WORLD OMNI FINANCIAL CORP.
WORLD OMNI MASTER OWNER TRUST
SERIES 2003-VFN-A, 2003-VFN-B and 2004-1 SUPPLEMENTS
CERTIFICATE DATE AS OF :		May 17, 2004

~~WORLD~~POOL BALANCE ~~OMNI~~: ~~MASTER OWNER TRUST~~

SERIES 2003-VFN-A, 2003-VFN-B and 2004-1 SUPPLEMENTS


	Month of: April , 2004
Pool Balance, beginning of month	$	532,945,348.65
Pool Balance, end of month	$	544,979,417.75
Pool Balance, average	$	525,504,370.47
Required Pool Balance, end of month	$	482,882,972.99

CERTIFICATE DATE AS OF :		April 15, 2004
	Month of: March , 2004
POOL BALANCE:
Pool Balance, beginning of month	$	511,947,838.20
Pool Balance, end of month	$	532,945,348.65
Pool Balance, average	$	523,096,250.42
Required Pool Balance, end of month	$	483,414,126.06
	Month of: March , 2004
COLLECTIONS & SERIES ALLOCATIONS
Series Allocable Principal Collections
Series 2003-VFN-A	$	32,706,718.96
Series 2003-VFN-B	$	12,763,597.64
Series 2004-1	$	290,245,652.58
	$	335,715,969.18
Series Allocable Non-Principal Collections
Series 2003-VFN-A	$	132,349.83
Series 2003-VFN-B	$	51,648.71
Series 2004-1	$	1,174,497.59
	$	1,358,496.13
Series Allocable Miscellaneous Payments
Series 2003-VFN-A	$	—
Series 2003-VFN-B	$	—
Series 2004-1	$	—
	$	—
Investment Proceeds
Series 2003-VFN-A	$	342.33
Series 2003-VFN-B	$	133.57
Series 2004-1	$	2,981.25
	$	3,457.15
	Month of: March , 2004
CONTROLLED DEPOSIT AMOUNT FOR COLLECTION PERIOD
2003-VFN-A	$	0.00
2003-VFN-B	$	0.00
Series 2004-1	$	0.00

COLLECTIONS & SERIES ALLOCATIONS

Page 1 of 8


	Month of: April , 2004
Series Allocable Principal Collections
Series 2003-VFN-A	$	30,194,674.72
Series 2003-VFN-B	$	11,783,287.70
Series 2004-1	$	267,953,293.64

	$	309,931,256.06

Series Allocable Non-Principal Collections
Series 2003-VFN-A	$	148,713.83
Series 2003-VFN-B	$	58,034.67
Series 2004-1	$	1,319,714.88

	$	1,526,463.38

Series Allocable Miscellaneous Payments
Series 2003-VFN-A	$	—
Series 2003-VFN-B	$	—
Series 2004-1	$	—

	$	—

Investment Proceeds
Series 2003-VFN-A	$	312.31
Series 2003-VFN-B	$	121.89
Series 2004-1	$	2,717.23

	$	3,151.43

	First day of: March , 2004
ALLOCATION PERCENTAGES FOR COLLECTION PERIOD
Series Allocation Percentages
Series 2003-VFN-A		9.74	%
Series 2003-VFN-B		3.80	%
Series 2004-1		86.46	%
Floating Allocation Percentages
Series 2003-VFN-A		82.20	%
Series 2003-VFN-B		82.20	%
Series 2004-1		79.08	%
Principal Allocation Percentages
Series 2003-VFN-A		0.00	%
Series 2003-VFN-B		0.00	%
Series 2004-1		0.00	%
	Month of: March , 2004
ALLOCATIONS OF SERIES ALLOCABLE AMOUNTS WITHIN SERIES
Series 2003-VFN-A
Series Allocable Principal Collections
Excess Certificateholder Collections:	$	1,951,948.62
Noteholder Collections:	$	26,886,244.47
Additional Noteholder Collections:	$	3,868,525.86
	$	32,706,718.95
Series Allocable Non-Principal Collections
Excess Certificateholder Collections:	$	7,898.68
Noteholder Collections:	$	108,796.91
Additional Noteholder Collections:	$	15,654.24
	$	132,349.83
Series 2003-VFN-B
Series Allocable Principal Collections
Excess Certificateholder Collections:	$	761,736.05
Noteholder Collections:	$	10,492,192.97
Additional Noteholder Collections:	$	1,509,668.63
	$	12,763,597.65
Series Allocable Non-Principal Collections
Excess Certificateholder Collections:	$	3,082.41
Noteholder Collections:	$	42,457.33
Additional Noteholder Collections:	$	6,108.97
	$	51,648.71
Series 2004-1
Series Allocable Principal Collections
Excess Certificateholder Collections:	$	17,321,963.81
Noteholder Collections:	$	229,516,721.13
Additional Noteholder Collections:	$	43,406,967.64
	$	290,245,652.58
Series Allocable Non-Principal Collections
Excess Certificateholder Collections:	$	70,094.43
Noteholder Collections:	$	928,754.08
Additional Noteholder Collections:	$	175,649.07
	$	1,174,497.58

CONTROLLED DEPOSIT AMOUNT FOR COLLECTION PERIOD

Page 2 of 8


	Month of: April , 2004
2003-VFN-A	$	0.00
2003-VFN-B	$	0.00
Series 2004-1	$	0.00

	Paid on: April 15, 2004
MONTHLY DISTRIBUTIONS
Principal Distributions to Investors
Series 2003-VFN-A	$	—
Series 2003-VFN-B	$	—
Series 2004-1	$	—
Principal Distributions to Investors - $ per thousand
Series 2003-VFN-A	$	0.00000000
Series 2003-VFN-B	$	0.00000000
Series 2004-1	$	0.00000000
Monthly Interest to Investors
Series 2003-VFN-A	$	63,327.85
Series 2003-VFN-B	$	24,714.74
Series 2004-1	$	349,611.11
Monthly Interest to Investors - $ per thousand
Series 2003-VFN-A	$	1.54458177
Series 2003-VFN-B	$	1.54467139
Series 2004-1 Class A	$	0.99888889
Rated Variable Funding Increased Cost Amounts
Series 2003-VFN-A	$	0.00
Series 2003-VFN-B	$	0.00
Noteholder Monthly Servicing Fee
Series 2003-VFN-A	$	34,166.67
Series 2003-VFN-B	$	13,333.33
Series 2004-1	$	291,666.67
Reserve Fund Deposit Amount
Series 2003-VFN-A	$	0.00
Series 2003-VFN-B	$	0.00
Series 2004-1	$	0.00

Page 4 of 11

~~Page~~ALLOCATION 3PERCENTAGES ofFOR 8COLLECTION PERIOD

	Paid on: April 15, 2004
	First day of:April , 2004
MONTHLY DISTRIBUTIONS (Cont.)
Series Allocation Percentages
Investor Default Amount
Series 2003-VFN-A	9.74	%
Series 2003-VFN-A	$	0.00
Series 2003-VFN-B	3.80	%
Series 2003-VFN-B	$	0.00
Series 2004-1	86.46	%
Series 2004-1	$	0.00
Floating Allocation Percentages
Monthly Dilution Amount
Series 2003-VFN-A	78.97	%
Series 2003-VFN-A	$	0.00
Series 2003-VFN-B	78.97	%
Series 2003-VFN-B	$	0.00
Series 2004-1	75.96	%
Series 2004-1	$	0.00
Principal Allocation Percentages
Noteholder Charge-Off Reversal Amount
Series 2003-VFN-A	0.00	%
Series 2003-VFN-A	$	0.00
Series 2003-VFN-B	0.00	%
Series 2003-VFN-B	$	0.00
Series 2004-1	0.00	%
Series 2004-1	$	0.00
Investor Default Amount and Monthly Dilution Amount Not Previously Reinstated
Series 2003-VFN-A	$	0.00
Series 2003-VFN-B	$	0.00
Series 2004-1	$	0.00
Carry-Over Amount
Series 2004-1	$	0.00
Unrated Variable Funding Increased Cost Amounts
Series 2003-VFN-A	$	0.00
Series 2003-VFN-B	$	0.00
Previously waived servicing fee
Series 2003-VFN-A	$	0.00
Series 2003-VFN-B	$	0.00
Series 2004-1	$	0.00
Deposits to Principal Funding Account
Series 2003-VFN-A	$	0.00
Series 2003-VFN-B	$	0.00
Series 2004-1	$	0.00
Collections Released to Cert. during Collection Period	$	335,126,821.43
Excess Distributed to Cert. on Payment Date	$	1,174,280.65

~~Page~~ALLOCATIONS 4OF ofSERIES 8ALLOCABLE AMOUNTS WITHIN SERIES

	Last day of: March , 2004
	Month of:April , 2004
FUNDED AND INVESTED AMOUNTS:
Series 2003-VFN-A
SERIES 2003-VFN-A SUPPLEMENT
Series Allocable Principal Collections
Initial Funded Amount	$	200,000,000.00
Excess Certificateholder Collections:	$	3,014,776.72
Incremental Funded Amounts (Cumulative)	$	100,000,000.00
Noteholder Collections:	$	23,843,310.63
Principal Distributed to Investors (Cumulative)	$	259,000,000.00
Additional Noteholder Collections:	$	3,336,587.37
Unreimbursed Investor Charge Offs (Cumulative)	$	0.00
	$	30,194,674.72
Funded Amount	$	41,000,000.00
Series Allocable Non-Principal Collections
Series Excess Funding Amount	$	0.00
Excess Certificateholder Collections:	$	14,848.28
Principal Funding Account Balance	$	0.00
Noteholder Collections:	$	117,432.30
Invested Amount	$	41,000,000.00
Additional Noteholder Collections:	$	16,433.25
SERIES 2003-VFN-B SUPPLEMENT
	$	148,713.83
Initial Funded Amount	$	100,000,000.00
Series 2003-VFN-B
Incremental Funded Amounts (Cumulative)	$	25,000,000.00
Series Allocable Principal Collections
Principal Distributed to Investors (Cumulative)	$	109,000,000.00
Excess Certificateholder Collections:	$	1,176,498.23
Unreimbursed Investor Charge Offs (Cumulative)	$	0.00
Noteholder Collections:	$	9,304,706.59
Funded Amount	$	16,000,000.00
Additional Noteholder Collections:	$	1,302,082.88
Series Excess Funding Amount	$	0.00
	$	11,783,287.70
Principal Funding Account Balance	$	0.00
Series Allocable Non-Principal Collections
Invested Amount	$	16,000,000.00
Excess Certificateholder Collections:	$	5,794.45
SERIES 2004-1 SUPPLEMENT
Noteholder Collections:	$	45,827.24
Initial Invested Amount	$	350,000,000.00
Additional Noteholder Collections:	$	6,412.98
Principal Distributed to Investors (Cumulative)	$	0.00
	$	58,034.67
Principal Funding Account Balance	$	0.00
Series 2004-1
Unreimbursed Investor Charge Offs (Cumulative)	$	0.00
Series Allocable Principal Collections
Series Excess Funding Amount	$	0.00
Excess Certificateholder Collections:	$	26,753,702.72
Invested Amount	$	350,000,000.00
Noteholder Collections:	$	203,540,456.62
Additional Noteholder Collections:	$	37,659,134.30
	$	267,953,293.64
Series Allocable Non-Principal Collections
Excess Certificateholder Collections:	$	131,766.47
Noteholder Collections:	$	1,002,470.86
Additional Noteholder Collections:	$	185,477.55
	$	1,319,714.88

Page 5 of 811

	As of: April 15, 2004
BALANCES AS OF PAYMENT DATE
Series 2003-VFN-A
Reserve Fund Balance	$	205,000.00
Reserve Fund Deficiency Amount	$	0.00
Principal Funding Account Balance	$	0.00
Outstanding Principal Balance	$	41,000,000.00
Series 2003-VFN-B
Reserve Fund Balance	$	80,000.00
Reserve Fund Deficiency Amount	$	0.00
Principal Funding Account Balance	$	0.00
Outstanding Principal Balance	$	16,000,000.00
Series 2004-1
Reserve Fund Balance	$	1,750,000.00
Reserve Fund Deficiency Amount	$	0.00
Principal Funding Account Balance	$	0.00
Outstanding Principal Balance, Class A	$	350,000,000.00
	Last day of: March , 2004
TRUST INCREMENTAL SUBORDINATED AMOUNT
To be used in the following month’s computations.
Pool Total Components of Excess Receivables:
Used Vehicles	$	29,295,861.23
Finance Hold Receivables (for Credit Reasons Only)	$	0.00
Delayed Payment Program	$	1,309,053.00
Pool Limits on Components of Excess Receivables:
Used Vehicles	$	133,236,337.16
Finance Hold Receivables	$	0.00
Delayed Payment Program	$	10,658,906.97
Total Excess Receivables	$	0.00
Overconcentration Amount	$	25,446,225.26
Ineligible Amount	$	0.00
Trust Incremental Subordinated Amount	$	25,446,225.26

MONTHLY DISTRIBUTIONS

Page 6 of 8


	Paid on: May 17, 2004
Principal Distributions to Investors
Series 2003-VFN-A	$	—
Series 2003-VFN-B	$	—
Series 2004-1	$	—

Principal Distributions to Investors - $ per thousand
Series 2003-VFN-A	$	0.00000000
Series 2003-VFN-B	$	0.00000000
Series 2004-1	$	0.00000000

Monthly Interest to Investors
Series 2003-VFN-A	$	75,415.34
Series 2003-VFN-B	$	29,415.17
Series 2004-1	$	364,000.00

Monthly Interest to Investors - $ per thousand
Series 2003-VFN-A	$	1.83939849
Series 2003-VFN-B	$	1.83844806
Series 2004-1 Class A	$	1.04000000

Rated Variable Funding Increased Cost Amounts
Series 2003-VFN-A	$	0.00
Series 2003-VFN-B	$	0.00

Noteholder Monthly Servicing Fee
Series 2003-VFN-A	$	34,166.67
Series 2003-VFN-B	$	13,333.33
Series 2004-1	$	291,666.67

Reserve Fund Deposit Amount
Series 2003-VFN-A	$	0.00
Series 2003-VFN-B	$	0.00
Series 2004-1	$	0.00

	As of: March 31, 2004
POOL SERIES SUBORDINATED AMOUNTS
Series Incremental Subordinated Amount
Series 2003-VFN-A	$	2,261,338.80
Series 2003-VFN-B	$	882,473.68
Series 2004-1	$	20,067,551.20
Required Subordinated Amount
Series 2003-VFN-A	$	5,826,556.20
Series 2003-VFN-B	$	2,273,778.03
Series 2004-1	$	65,547,777.18
Available Subordinated Amount
Series 2003-VFN-A	$	5,826,556.20
Series 2003-VFN-B	$	2,273,778.03
Series 2004-1	$	65,547,777.18
	For Month of: March , 2004
CHARGE OFFS
Defaulted Receivables	$	0.00
Investor/Noteholder Defaulted Amount
Series 2003-VFN-A	$	0.00
Series 2003-VFN-B	$	0.00
Series 2004-1	$	0.00
Deficiency Amount
Series 2003-VFN-A	$	0.00
Series 2003-VFN-B	$	0.00
Series 2004-1	$	0.00
Required Draw Amount
Series 2003-VFN-A	$	0.00
Series 2003-VFN-B	$	0.00
Series 2004-1	$	0.00
Investor/Noteholder Charge-Off’s
Series 2003-VFN-A	$	0.00
Series 2003-VFN-B	$	0.00
Series 2004-1	$	0.00

Page 6 of 11

~~Page~~MONTHLY 7DISTRIBUTIONS of(Cont.) 8

	As of: April 15, 2004
	Paid on: May 17, 2004
INTEREST AND PRINCIPAL SHORTFALLS (CUMULATIVE)
Investor Default Amount
Interest Shortfalls as of Current Payment Date
Series 2003-VFN-A	$	0.00
Series 2003-VFN-A	$	0.00
Series 2003-VFN-B	$	0.00
Series 2003-VFN-B	$	0.00
Series 2004-1	$	0.00
Series 2004-1	$	0.00
Monthly Dilution Amount
Change in Interest Shortfalls from Previous Payment Date
Series 2003-VFN-A	$	0.00
Series 2003-VFN-A	$	0.00
Series 2003-VFN-B	$	0.00
Series 2003-VFN-B	$	0.00
Series 2004-1	$	0.00
Series 2004-1	$	0.00
Noteholder Charge-Off Reversal Amount
Principal Shortfalls as of Current Payment Date
Series 2003-VFN-A	$	0.00
Series 2003-VFN-A	$	0.00
Series 2003-VFN-B	$	0.00
Series 2003-VFN-B	$	0.00
Series 2004-1	$	0.00
Series 2004-1	$	0.00
Investor Default Amount and Monthly Dilution Amount Not Previously Reinstated
Change in Principal Shortfalls from Previous Payment Date
Series 2003-VFN-A	$	0.00
Series 2003-VFN-A	$	0.00
Series 2003-VFN-B	$	0.00
Series 2003-VFN-B	$	0.00
Series 2004-1	$	0.00
Series 2004-1	$	0.00
Carry-Over Amount
	As of: April 15, 2004
Series 2004-1	$	0.00
INTEREST RATE FOR NEXT PAYMENT DATE
Unrated Variable Funding Increased Cost Amounts
Series 2003-VFN-A Estimated		1.3900000	%
Series 2003-VFN-A	$	0.00
Series 2003-VFN-B Estimated		1.3800000	%
Series 2003-VFN-B	$	0.00
Series 2004-1		1.1700000	%
Previously waived servicing fee
MONTHLY PAYMENT RATE %	Month of: March , 2004
Series 2003-VFN-A	$	0.00
MONTHLY PAYMENT RATE %		64.18	%
Series 2003-VFN-B	$	0.00
Series 2004-1	$	0.00
Deposits to Principal Funding Account
Series 2003-VFN-A	$	0.00
Series 2003-VFN-B	$	0.00
Series 2004-1	$	0.00
Collections Released to Cert. during Collection Period	$	309,731,925.61
Excess Distributed to Cert. on Payment Date	$	920,948.08

Page 87 of 811

~~WORLD~~FUNDED ~~OMNI~~AND ~~FINANCIAL~~INVESTED ~~CORP.~~AMOUNTS:

190 Jim Moran Boulevard


	Last day of: April , 2004
SERIES 2003-VFN-A SUPPLEMENT
Initial Funded Amount	$	200,000,000.00
Incremental Funded Amounts (Cumulative)	$	100,000,000.00
Principal Distributed to Investors (Cumulative)	$	259,000,000.00
Unreimbursed Investor Charge Offs (Cumulative)	$	0.00

Funded Amount	$	41,000,000.00
Series Excess Funding Amount	$	0.00
Principal Funding Account Balance	$	0.00

Invested Amount	$	41,000,000.00

SERIES 2003-VFN-B SUPPLEMENT
Initial Funded Amount	$	100,000,000.00
Incremental Funded Amounts (Cumulative)	$	25,000,000.00
Principal Distributed to Investors (Cumulative)	$	109,000,000.00
Unreimbursed Investor Charge Offs (Cumulative)	$	0.00

Funded Amount	$	16,000,000.00
Series Excess Funding Amount	$	0.00
Principal Funding Account Balance	$	0.00

Invested Amount	$	16,000,000.00

SERIES 2004-1 SUPPLEMENT
Initial Invested Amount	$	350,000,000.00
Principal Distributed to Investors (Cumulative)	$	0.00
Principal Funding Account Balance	$	0.00
Unreimbursed Investor Charge Offs (Cumulative)	$	0.00
Series Excess Funding Amount	$	0.00

Invested Amount	$	350,000,000.00

~~Deerfield~~Page ~~Beach,~~8 ~~Florida~~of ~~33442~~11

~~954-429-2000~~BALANCES AS OF PAYMENT DATE

April 26, 2004


	As of: May 17, 2004
Series 2003-VFN-A
Reserve Fund Balance	$	330,000.00
Reserve Fund Deficiency Amount	$	0.00
Principal Funding Account Balance	$	0.00
Outstanding Principal Balance	$	66,000,000.00

Series 2003-VFN-B
Reserve Fund Balance	$	130,000.00
Reserve Fund Deficiency Amount	$	0.00
Principal Funding Account Balance	$	0.00
Outstanding Principal Balance	$	26,000,000.00

Series 2004-1
Reserve Fund Balance	$	1,750,000.00
Reserve Fund Deficiency Amount	$	0.00
Principal Funding Account Balance	$	0.00
Outstanding Principal Balance, Class A	$	350,000,000.00

~~Securities~~TRUST INCREMENTAL ~~and~~SUBORDINATED ~~Exchange Commission~~AMOUNT To be used in the following month’s computations.

450 Fifth Street, N.W.


	Last day of: April , 2004
Pool Total Components of Excess Receivables:
Used Vehicles	$	33,466,611.58
Finance Hold Receivables (for Credit Reasons Only)	$	0.00
Delayed Payment Program	$	846,782.00

Pool Limits on Components of Excess Receivables:
Used Vehicles	$	136,244,854.44
Finance Hold Receivables	$	0.00
Delayed Payment Program	$	10,899,588.36

Total Excess Receivables	$	0.00

Overconcentration Amount	$	13,228,942.14

Ineligible Amount	$	0.00

Trust Incremental Subordinated Amount	$	13,228,942.14

~~Washington,~~Page ~~D.C.~~9 ~~20549~~ of 11

~~Attn:~~POOL ~~Filing~~SERIES ~~Desk~~SUBORDINATED AMOUNTS

Re: WODFI LLC


	As of: April 30, 2004
Series Incremental Subordinated Amount
Series 2003-VFN-A	$	2,127,828.99
Series 2003-VFN-B	$	830,372.29
Series 2004-1	$	18,882,759.63

Required Subordinated Amount
Series 2003-VFN-A	$	5,693,046.38
Series 2003-VFN-B	$	2,221,676.63
Series 2004-1	$	64,362,985.62

Available Subordinated Amount
Series 2003-VFN-A	$	5,693,046.38
Series 2003-VFN-B	$	2,221,676.63
Series 2004-1	$	64,362,985.62

~~Gentlemen:~~CHARGE OFFS

Enclosed on behalf of WODFI LLC (the “Company”) is one copy, with exhibit, of the Company’s 8-K being filed pursuant to Section 15(d) of the Securities Exchange Act of 1934, as amended, and the rules thereunder, including Rule 101 of Regulation S-T. This report is for the month ending March 31, 2004, reporting date April 26, 2004.


	For Month of: April , 2004
Defaulted Receivables	$	0.00

Investor/Noteholder Defaulted Amount
Series 2003-VFN-A	$	0.00
Series 2003-VFN-B	$	0.00
Series 2004-1	$	0.00

Deficiency Amount
Series 2003-VFN-A	$	0.00
Series 2003-VFN-B	$	0.00
Series 2004-1	$	0.00

Required Draw Amount
Series 2003-VFN-A	$	0.00
Series 2003-VFN-B	$	0.00
Series 2004-1	$	0.00

Investor/Noteholder Charge-Off’s
Series 2003-VFN-A	$	0.00
Series 2003-VFN-B	$	0.00
Series 2004-1	$	0.00

~~Sincerely,~~Page ~~/s/~~10 ~~Mark~~of S.11 ~~Walter Mark S. Walter Vice President - Corporate Controller JM Family Enterprises, Inc.~~

~~cc:~~INTEREST ~~PriceWaterhouseCoopers~~AND PRINCIPAL SHORTFALLS (CUMULATIVE)

Aaron Groves - World Omni Financial Corp.


	As of: May 17, 2004
Interest Shortfalls as of Current Payment Date
Series 2003-VFN-A	$	0.00
Series 2003-VFN-B	$	0.00
Series 2004-1	$	0.00

Change in Interest Shortfalls from Previous Payment Date
Series 2003-VFN-A	$	0.00
Series 2003-VFN-B	$	0.00
Series 2004-1	$	0.00

Principal Shortfalls as of Current Payment Date
Series 2003-VFN-A	$	0.00
Series 2003-VFN-B	$	0.00
Series 2004-1	$	0.00

Change in Principal Shortfalls from Previous Payment Date
Series 2003-VFN-A	$	0.00
Series 2003-VFN-B	$	0.00
Series 2004-1	$	0.00

INTEREST RATE FOR NEXT PAYMENT DATE


	As of: May 17, 2004
Series 2003-VFN-A Estimated	1.3900000	%
Series 2003-VFN-B Estimated	1.3800000	%
Series 2004-1	1.1700000	%

MONTHLY PAYMENT RATE%

Month of:

April , 2004

MONTHLY PAYMENT RATE%

58.98

Page 11 of 11

Filing Compare · WODFI LLC