UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

Current Report Pursuant

to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of Earliest Event Reported) June 1, 2005

Onyx Acceptance Financial Corporation

(Exact Name of Registrant as Specified in its Charter)

Delaware

(State or Other Jurisdiction of Incorporation)


333-113136		33-0639768
*(Commission File Number)*		*(Registrant’s I.R.S. Employer Identification No.)*

27051 Towne Centre Drive

Foothill Ranch, CA

92610

(Address of Principal Executive Office)

(Zip Code)

(949) 465-3900

(Registrant’s Telephone Number, Including Area Code)

Not Applicable

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

¨	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 7.01. Regulation FD Disclosure

The Registrant hereby furnishes the information in Exhibit 99.1 hereto, Delinquency, Repossession and Credit Loss Experience of Onyx Acceptance Corporation, pursuant to Regulation FD. The information in Exhibit 99.1 hereto was provided for use in connection with a third-party securitization transaction.

Note: Information in this report (including the exhibit) furnished pursuant to Item 7.01 shall not be deemed to be “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that Section. This report will not be deemed an admission as to the materiality of any information in the report that is required to be disclosed solely by Regulation FD.

Item 9.01. Financial Statements and Exhibits.

(a)

Not applicable

(b)

Not applicable

(c)

Exhibits


Exhibit No.		Document Description
99.1		Delinquency, Repossession and Credit Loss Experience of Onyx Acceptance Corporation.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant, Onyx Acceptance Financial Corporation, has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


Date: June 1, 2005	Onyx Acceptance Financial Corporation

	By:	/s/ VINCENT M. SCARDINA
	Name:	Vincent M. Scardina
	Title:	Assistant Vice President

ONYX ACCEPTANCE FINANCIAL CORP 8-K