UNITED ~~STATESSECURITIES AND EXCHANGE COMMISSIONWASHINGTON, D.C. 20549~~STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) ~~of the Securities Exchange Act of 1934~~

~~Date~~ of ~~Report~~the ~~(Date~~Securities ofExchange ~~earliest~~Act ~~event~~of ~~reported): January 21, 2025~~1934

Date of Report (Date of earliest event reported): February 12, 2025

Premier Financial Corp.

(Exact name of Registrant as Specified in Its Charter)

Ohio	0-26850	~~0-26850~~	34-1803915
(State or Other Jurisdictionof Incorporation)	(Commission File Number)	~~(Commission File Number)~~	(IRS EmployerIdentification No.)
601 Clinton Street
Defiance, Ohio			43512
(Address of Principal Executive Offices)			(Zip Code)

Registrant’s Telephone Number, Including Area Code: 419 785-8700


601 Clinton Street
Defiance, Ohio				43512
(Address of Principal Executive Offices)				(Zip Code)

Registrant’s Telephone Number, Including Area Code: (419) 785-8700

(Former Name or Former Address, if Changed Since Last Report)

Not Applicable

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading
Symbol(s)

Name of each exchange

on which registered

Common Stock, Par Value $0.01 Per Share

PFC

The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2 8.0201 ~~Results~~Other ~~of Operations and Financial Condition~~Events.

On ~~January 21~~February 12, 2025, Wesbanco, Inc. (“Wesbanco”) and Premier Financial Corp. (“Premier”) jointly issued a press release ~~regarding~~announcing ~~its~~that ~~earnings~~they have received all necessary regulatory approvals for the ~~quarter~~pending ~~ended~~merger ~~December~~between ~~31,~~Wesbanco ~~2024~~and Premier. A ~~copy~~Wesbanco and Premier anticipate that the closing of the ~~press~~merger ~~release~~will isoccur ~~attached~~on asor ~~Exhibit~~about 99February 28, 2025, although completion of the merger remains subject to the satisfaction of customary closing conditions.1.

~~The~~A ~~information~~copy ~~set~~of ~~forth~~the inpress ~~this~~release ~~Current~~is ~~Report~~attached onhereto ~~Form~~as ~~8-K (including the information in Exhibits~~ Exhibit 99.1 ~~attached hereto) is being furnished to the Securities~~ and ~~Exchange Commission and~~ is not deemed to be "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities under the Exchange Act. Such information will not be incorporated byherein ~~reference into any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth~~ by ~~specific~~ reference ~~in such filing~~.

Additional Information About the Merger and Where to Find It

In connection with the proposed Merger, Wesbanco filed with the Securities and Exchange Commission (the “SEC”) a Registration Statement on Form S-4 which includes a joint proxy statement of Premier and Wesbanco and a prospectus of Wesbanco with respect to shares of Wesbanco’s common stock to be issued in the proposed transaction, as well as other relevant documents concerning the proposed transaction. The Form S-4 was declared effective on October 28, 2024, and Wesbanco and Premier commenced mailing to their respective shareholders on or about November 1, 2024 in connection with their respective special meetings of shareholders, which were held on December 11, 2024, at which the shareholders of both companies approved all matters related to the proposed transaction that were submitted for a vote. This communication is not a substitute for the Registration Statement on Form S-4, the joint proxy statement/Prospectus or any other document that Wesbanco and/or Premier may file with the SEC in connection with the proposed transaction. SHAREHOLDERS OF WESBANCO, SHAREHOLDERS OF PREMIER AND OTHER INTERESTED PARTIES ARE URGED TO READ THE REGISTRATION STATEMENT ON FORM S-4 AND THE JOINT PROXY STATEMENT/PROSPECTUS REGARDING THE MERGER AND ANY OTHER RELEVANT DOCUMENTS FILED WITH THE SEC, AS WELL AS ANY AMENDMENTS OR SUPPLEMENTS TO THOSE DOCUMENTS, BECAUSE THEY CONTAIN IMPORTANT INFORMATION. The Registration Statement on Form S-4, which includes the joint proxy statements/prospectus, and other related documents filed by Wesbanco or Premier with the SEC, may be obtained for free at the SEC’s website at www.sec.gov, and from either Wesbanco’s or Premier’s website at www.wesbanco.com or www.premierfincorp.com, respectively.

No Offer or Solicitation

This Current Report on Form 8-K shall not constitute an offer to sell or a solicitation of an offer to buy any securities nor shall there be any sale of securities in any state or jurisdiction in which such offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of any such state or jurisdiction.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.:

ExhibitNumber	Description
99.1 104	Press Release, dated January 21, 2025 Cover Page Interactive Data File (Embedded within the Inline XBRL document)

99.1 - Wesbanco, Inc. press release dated February 12, 2025.

104 - Cover Page Interactive Data File (embedded within the Inline XBRL document).

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Premier Financial Corp.

PREMIER FINANCIAL CORP.

January 21, 2025

/s/ Gary M. Small

Date: February 13, 2025

/s/ Paul D. Nungester

Gary M. Small, President and CEO

Paul D. Nungester Chief Financial Officer

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