AFS SENSUB CORP. 8-K

What Happened

• AFS SenSub Corp., as depositor, and AmeriCredit Financial Services, Inc. d/b/a GM Financial, as sponsor, caused GM Financial Consumer Automobile Receivables Trust 2026-1 to issue a series of asset-backed notes and a certificate on January 14, 2026.
• The issuance totals $1,250,150,000 across multiple classes, including: $214,170,000 Class A-1 (3.737%), $291,110,000 Class A-2-A (3.77%), $165,000,000 Class A-2-B (floating rate), $456,110,000 Class A-3 (3.84%), $83,900,000 Class A-4 (3.97%), $20,580,000 Class B (4.14%) and $19,280,000 Class C (4.39%).
• The publicly offered notes are registered under the registration statement filed by the registrant and AFS SenSub Corp. (SEC file no. 333-275606). The 8-K was filed to provide unqualified legal and tax opinions delivered at closing.

Key Details

• Closing date: January 14, 2026.
• Total principal issued: $1,250,150,000 across seven note classes.
• Interest rates: fixed rates range ~3.737%–4.39%; one class is floating rate (Class A-2-B).
• Legal and tax opinions: Katten Muchin Rosenman LLP provided validity and tax opinions (filed as Exhibits 5.1 and 8.1).

Why It Matters

• This filing documents a large securitization (consumer auto loan collateral) that provides funding for GM Financial’s lending operations. The 8-K confirms the offering closed and that required legal and tax opinions were delivered and filed.
• For investors, the note classes, coupon rates and registration status are the primary factual items to assess exposure or interest in purchasing these asset-backed securities; the filing does not include performance projections or credit analyses.