Vaccaro Sergio Javier 4

What Happened
Sergio Javier Vaccaro, Chief Financial Officer of Ponce Financial Group (PDLB), received equity compensation on January 22, 2026. The grant consisted of 10,000 restricted stock units (RSUs) granted for no consideration and a set of derivative awards (options-like grants) totaling 20,000 shares with grant-date aggregate value of approximately $361,240. The derivative pieces include:

• 10,000 shares at $16.88 (value $168,800)
• 2,000 shares at $18.57 (value $37,140)
• 2,000 shares at $18.91 (value $37,820)
• 2,000 shares at $19.24 (value $38,480)
• 2,000 shares at $19.58 (value $39,160)
• 2,000 shares at $19.92 (value $39,840)

This is an award/grant (compensation), not an open-market purchase or sale.

Key Details

• Transaction date: 2026-01-22; Form 4 filed: 2026-01-26 (filed within the standard reporting window).
• Grants: 10,000 RSUs (no cash paid) + 20,000 derivative awards (aggregate grant-date value ≈ $361,240).
• Vesting notes: RSUs vest 20% per year beginning January 22, 2027 (Footnote F1). Non-premium options vest 20% annually (footnotes F5/F6 indicate vesting commencing Jan 22, 2027 or Feb 4, 2026 as applicable).
• Other footnotes: F2/F3 reference previously awarded RSUs (timed vesting in Dec and Feb dates); F4 notes ESOP allocations/dispositions since last report.
• Shares owned after the transaction are not specified in the excerpt provided here — see the full Form 4 for total post-grant holdings.

Context

• These grants are standard equity compensation for an officer and do not represent a market purchase or sale — they reflect company compensation, not necessarily a personal bullish or bearish trade.
• The derivative awards are non-premium stock-option-like instruments subject to multi-year vesting; they are not reported as immediate sales or cashless exercises.
• Retail investors should view this as management compensation alignment rather than a direct personal investment by the officer. For complete holdings, vesting schedules, and legal footnotes, consult the full Form 4 filing (Accession No. 0001193125-26-023101).