Marquez Madeline V. 4

What Happened
Madeline V. Marquez, Chief External Affairs Officer of Ponce Financial Group, received a package of derivative awards on January 22, 2026 totaling 10,000 underlying shares with an aggregate reported value of about $180,620. The awards consist of six grants (derivative instruments) with the following components:

• 1,000 shares @ $18.57 = $18,570
• 1,000 shares @ $18.91 = $18,910
• 1,000 shares @ $19.24 = $19,240
• 1,000 shares @ $19.58 = $19,580
• 1,000 shares @ $19.92 = $19,920
• 5,000 shares @ $16.88 = $84,400
  These are grants/awards of derivative securities (stock options or similar), not open-market purchases or immediate stock ownership.

Key Details

• Transaction date: 2026-01-22 (reported on Form 4 filed 2026-01-26).
• Prices/values: see list above; total value ≈ $180,620.
• Shares owned after transaction: not specified in the information provided.
• Footnotes:
  • F1: Stock options vest annually at 20% beginning Jan 22, 2027.
  • F2: Non-premium stock options vest annually at 20% beginning Feb 4, 2026.
• Timeliness: Filing was submitted Jan 26, 2026 for a Jan 22 transaction (appears timely; no late-filing flag indicated).

Context
These are company compensation awards (derivative grants) that vest over multiple years (20% per year), so they do not represent shares immediately available for sale. Such grants are common for executives as part of long-term incentives; they are informational about compensation and potential future share issuance but do not, by themselves, indicate an immediate buy or sell of stock.