Ringwald Bradley J 4

What Happened
Bradley J. Ringwald, Bank President of CF BANKSHARES Inc. (CFBK), had 640 shares disposed/withheld to satisfy a tax liability (transaction code F). The shares were valued at $28.66 each, for a total value of approximately $18,342. This was a withholding to cover taxes—not an open-market sale.

Key Details

• Transaction date: January 23, 2026; Form 4 filed January 27, 2026 (timely filing).
• Shares withheld/disposed: 640 shares at $28.66 per share — total ~$18,342.
• Transaction code: F — payment of exercise price or tax liability by delivering or withholding securities.
• Shares owned after transaction: not specified in the provided report.
• No indication this was a 10b5-1 sale plan or an open-market sale; appears to be routine tax withholding.

Context
Code F transactions typically reflect shares withheld to cover taxes from a prior option exercise or restricted stock vesting. These withholdings are administrative and do not usually signal a change in insider sentiment; they are not the same as a voluntary market sale.