Primerica, Inc. 8-K

What Happened

• On February 11, 2026, Primerica, Inc. announced its results of operations for the quarter ended December 31, 2025; a press release was furnished as Exhibit 99.1 to the 8-K. The company also posted supplemental financial information for the same quarter to the Investor Relations section of its website (Exhibit 99.2) at https://investors.primerica.com. The disclosures were furnished (not filed) under the Securities Exchange Act.

Key Details

• Press release and supplemental financial tables were furnished on Feb 11, 2026 (Exhibits 99.1 and 99.2) and are available on Primerica’s Investor Relations site.
• Primerica reports both GAAP results and several non‑GAAP adjusted measures, including adjusted direct premiums, adjusted operating revenues, adjusted operating income before taxes, adjusted net operating income, diluted adjusted operating EPS and adjusted stockholders’ equity.
• The company’s non‑GAAP adjustments exclude: amounts ceded under IPO coinsurance transactions (for premium metrics); investment gains/losses (including credit impairments) and mark‑to‑market investment adjustments (for operating results); certain one‑time items such as insurance proceeds from the 2021 e‑TeleQuote acquisition and restructuring charges tied to exiting the senior health business; and certain tax effects and valuation allowances affecting adjusted net operating income and adjusted EPS.
• Reconciliations from GAAP to these non‑GAAP measures are included in the press release and supplemental materials on the Investor Relations website.

Why It Matters

• Investors should review the furnished press release and supplemental financials to see the company’s reported quarterly performance and management’s presentation of adjusted metrics. Primerica’s non‑GAAP measures are intended to isolate core insurance operations by excluding investment volatility and specified non‑recurring items, but they are not a substitute for GAAP results. Reconciliations provided by the company show how adjusted figures differ from GAAP, which is important for evaluating underlying operating trends.