Lee James Joseph 4

What Happened

• Lee James Joseph, Chief Accounting Officer of Enova International (ENVA), received a grant of 1,203 restricted stock units (RSUs) on February 11, 2026. The reported acquisition price is $0.00, so the grant had no cash outlay by the insider; the initial reported value is $0 on the Form 4 (the actual future value depends on Enova’s stock price at vesting). This is an award/compensation grant (transaction code A), not a market purchase or sale.

Key Details

• Transaction date: February 11, 2026; filing date: February 13, 2026 (no late filing indicated in the provided report).
• Shares/units granted: 1,203 RSUs at $0.00 (reported value $0).
• Shares owned after transaction: Not disclosed in the provided filing.
• Footnote: RSUs vest in substantially equal one-fourth increments on Feb 11 of 2027, 2028, 2029 and 2030, contingent on continued employment.
• Transaction type: Award/Grant (code A) — represents compensation, not an open-market purchase or sale.

Context

• RSU grants are a common form of executive compensation; value is realized only if/when units vest and convert to shares (and then depend on the stock price at that time).
• Vesting is service-based per the footnote; if the grantee leaves before a vesting date, unvested units may be forfeited. This filing documents the grant rather than any immediate buy/sell decision by the insider.