McKinney Scott T. 4

What Happened Scott T. McKinney, Chief Financial Officer of Tiptree Inc. (TIPT), received 15,110 shares when matching restricted stock units (RSUs) cliff-vested on February 20, 2026. To satisfy withholding tax obligations, 5,143 of those shares were withheld (disposed) at the closing price of $17.06, producing approximately $87,740 in tax withholding. The vesting resulted in a net issuance of about 9,967 shares to McKinney (15,110 vested minus 5,143 withheld).

Key Details

• Transaction date: February 20, 2026; Form filed Feb 23, 2026.
• Vesting: 15,110 matching RSUs cliff-vested (granted Feb 22, 2023).
• Tax withholding: 5,143 shares withheld and disposed, at $17.06 per share (closing price), totaling $87,740.
• Net shares issued to insider: ~9,967 shares.
• Shares owned after transaction: not disclosed in the Form 4.
• Codes: M = conversion/exercise of derivative (RSU settlement); F = shares withheld for tax.
• Filing timeliness: Form 4 was filed three days after the transaction date; Section 16 filers generally must report within two business days, so this may be a late filing.

Context This was the routine vesting and settlement of previously granted RSUs, not an open-market purchase or discretionary sale of shares. The withholding of shares to cover taxes is standard and should not be read as a directional trade signal. The filing includes a Power of Attorney exhibit.