Garner David W 4

What Happened

• David W. Garner, EVP and Chief Accounting Officer of Simmons First National Corp. (SFNC), had 1,374 restricted stock units (RSUs) vest on February 28, 2026 and those RSUs converted into 1,374 shares of SFNC common stock. To satisfy tax withholding obligations, 389 of those shares were withheld/disposed at $19.91 per share, totaling $7,745. The transactions were reported on a Form 4 filed March 3, 2026.
• These were not open-market purchases or discretionary sales by the insider; this is a routine award vesting and associated tax withholding.

Key Details

• Transaction date: February 28, 2026; Form 4 filed March 3, 2026. No late filing is indicated in the provided data.
• Vesting/conversion: 1,374 RSUs converted into 1,374 shares (code M — exercise/conversion of derivative).
• Tax withholding: 389 shares withheld/disposed (code F) at $19.91 per share = $7,745.
• Shares owned after the transaction: not provided in the supplied extract.
• Footnotes from the filing:
  • F1: RSUs convert into SFNC common stock on a one-for-one basis.
  • F2: The RSUs vested on February 28, 2026.
  • F3: An additional 1,374 RSUs are scheduled to vest on February 28, 2027 (shares to be delivered within 30 days of vesting; certain events may accelerate vesting).

Context

• This is a routine vesting of equity compensation; the withholding of shares to cover taxes is typical and does not necessarily indicate the insider is selling shares for investment reasons. There was no open-market sale reported beyond the tax withholding.