UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 10-K

(Mark One)

☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934.

For the fiscal year ended December 31, ~~2016~~2025.

☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934.

For the transition period from to .

~~SANTANDER~~ DRIVE AUTO RECEIVABLES TRUST ~~2013~~2024-31

(Exact name of issuing entity as specified in its charter)

Commission file number of the issuing entity: 333-~~180147~~261901-06 15

Central Index Key Number of issuing entity: ~~0001575073~~0002009921

SANTANDER DRIVE AUTO RECEIVABLES LLC

(Exact name of depositor as specified in its charter)

Commission file number of depositor: 333-~~180147~~261901

Central Index Key Number of depositor: 0001383094

SANTANDER CONSUMER USA INC.

(Exact name of sponsor as specified in its charter)

Central Index Key Number of sponsor: 0001540151

Delaware

(State or other jurisdiction of incorporation or organization of the issuing entity)

3899-~~7091145~~6137708

(I.R.S. Employer Identification No. of the issuing entity)

c/o Santander Drive Auto Receivables LLC

1601 Elm Street, Suite 800

Dallas, Texas 75201

(Address of principal executive offices)

(214) 292-1930

(Telephone number, including area code)

Securities Registered Pursuant to Section 12 (b) of the Securities Exchange Act of 1934: None

Securities Registered Pursuant to Section 12 (g) of the Securities Exchange Act of 1934: None

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes ☐ No ☒

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes ☐ No ☒

Act. Yes ☐ No ☒

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15 (d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes ☒ No ☐

Indicate by check mark whether the registrant has submitted electronically ~~and posted on its corporate Web site, if any,~~ every Interactive Data File required to be submitted ~~and posted~~ pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit ~~and post~~ such files). Yes ☒ No ☐

Indicate by check mark ifwhether the ~~disclosure~~registrant ofis ~~delinquent~~a ~~filers~~large accelerated ~~pursuant~~filer, toan ~~Item 405~~accelerated offiler, ~~Regulation~~a Snon-~~K (§229.405~~accelerated offiler, ~~this~~a ~~chapter)~~smaller isreporting ~~not~~company, ~~contained~~or ~~herein~~an ~~and~~emerging ~~will~~growth ~~not~~company. beSee ~~contained, to~~ the ~~best~~definitions of ~~the~~“large ~~Registrants’~~accelerated ~~knowledge~~filer,” in“accelerated filer,” ~~definitive~~“smaller ~~proxy~~reporting orcompany,” ~~information~~and ~~statements~~“emerging ~~incorporated~~growth bycompany” ~~reference~~ in ~~Part~~Rule ~~III~~12b-2 of ~~this~~the ~~Form~~Exchange ~~10-K or any amendment to this Form 10-K~~Act. ☒

~~Indicate~~Large ~~by check mark whether the registrant is a large~~ accelerated filer, an☐ ~~accelerated~~Accelerated filer, or☐ ~~a non~~Non-accelerated filer. ~~See~~☒ ~~definition~~Smaller ofreporting ~~“accelerated~~company ~~filer~~☐ ~~and~~Emerging ~~large~~growth ~~accelerated~~company ~~filer” in Rule 12b-2 of the Exchange Act. (Check one):~~ ☐

~~Large~~If ~~accelerated~~an ~~filer~~emerging ☐growth ~~Accelerated~~company, ~~filer~~indicate ☐by ~~Non-accelerated~~check ~~filer~~mark ☒if ~~(Do~~the registrant has elected not ~~check~~to ifuse athe ~~smaller~~extended ~~reporting~~transition ~~company~~period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) ~~Smaller~~of ~~reporting~~the ~~company~~Exchange Act. ☐

Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internal control over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its audit report. ☐

If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of the registrant included in the filing reflect the correction of an error to previously issued financial statements. ☐

Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-based compensation received by any of the registrant’s executive officers during the relevant recovery period pursuant to §240.10D-1(b). ☐

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). Yes ☐ No ☒

State the aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last business day of the registrant’s most recently completed second fiscal quarter. ~~Not applicable.~~

~~List~~Registrant ~~hereunder~~has ~~the~~no ~~following~~voting ~~documents~~or ifnon-voting ~~incorporated~~common byequity ~~reference~~outstanding ~~and~~held ~~the~~by ~~part of the Form 10~~non-~~K (e~~affiliates.g. Part I, Part II, etc.) into which the document is incorporated: (1) Any annual report to security holders; (2) Any proxy information statement; and (3) Any prospectus filed pursuant to Rule 424(b) or (c) under the Securities Act of 1933. The listed documents should be clearly described for identification purposes (e.g., annual report to security holders for fiscal year ended December 24, 1980). None.

Documents Incorporated by Reference. See Exhibit Index.

PART I

The following items have been omitted in accordance with General Instruction J to Form 10-K:

Item 1:		Business
Item 1		Business
Item 1A:		Risk Factors
Item 1A		Risk Factors
Item 2:		Properties
Item 1C		Cybersecurity
Item 3:		Legal Proceedings
Item 2		Properties
Item 4:		Mine Safety Disclosures
Item 3		Legal Proceedings

Item 1B. Unresolved Staff Comments.

Nothing to report.

~~Substitute~~Item ~~information provided~~4. inMine ~~accordance~~Safety ~~with General Instruction J to Form 10-K:~~ Disclosures

~~Item 1112(b)~~Not ~~of Regulation AB~~applicable. ~~Significant~~ ~~Obligors of Pool Assets (Financial Information).~~

~~Nothing~~Substitute information provided in accordance with General Instruction J to ~~report.~~Form 10-K:

Item ~~1114~~ 1112(b)~~(2)~~ of Regulation AB. ~~Credit~~Significant Obligors ~~Enhancement~~of ~~and~~Pool ~~Other~~Assets ~~Support, Except for Certain Derivatives Instruments~~ (~~Information~~Financial ~~Regarding Significant Enhancement Providers~~Information).

Nothing to report.

Item ~~1115~~ 1114(b)(2) of Regulation AB. Credit Enhancement and Other Support, Except for Certain Derivatives Instruments (~~Financial~~ Information Regarding Significant Enhancement Providers).

Nothing to report.

Item ~~1117~~ 1115(b) of Regulation AB. ~~Legal~~Certain ~~Proceedings.~~Derivatives Instruments (Financial Information)

~~Wells~~Nothing Fargo Bank, N.A., as the indenture trustee, has provided the following information: On June 18, 2014, a group of institutional investors filed a civil complaint in the Supreme Court of the State of New York, New York County, against Wells Fargo Bank, N.A., in its capacity as trustee under 276 residential mortgage backed securities (“RMBS”) trusts, which was later amended on July 18, 2014, to ~~increase the number of trusts to 284 RMBS trusts~~report. On November 24, 2014, the plaintiffs filed a motion to voluntarily dismiss the state court action without prejudice. That same day, a group of institutional investors filed a civil complaint in the United States District Court for the Southern District of New York against Wells Fargo Bank, N.A., alleging claims against the bank in its capacity as trustee for 274 residential mortgage backed securities (“RMBS”) trusts (the “Complaint”). In December 2014, the plaintiffs’ motion to voluntarily dismiss their original state court action was granted. As with the prior state court action, the Complaint is one of six similar complaints filed contemporaneously against RMBS trustees (Deutsche Bank, Citibank, HSBC, Bank of New York Mellon and US Bank) by a group of institutional investor plaintiffs. The Complaint against Wells Fargo Bank, N.A. alleges that the trustee caused losses to investors and asserts causes of action based upon, among other things, the trustee’s alleged failure to (i) enforce repurchase obligations of mortgage loan sellers for purported breaches of representations and warranties, (ii) notify investors of alleged events of default purportedly caused by breaches by mortgage loan servicers, and (iii) abide by appropriate standards of care following alleged events of default. Relief sought includes money damages in an unspecified amount, reimbursement of expenses, and equitable relief. Other cases alleging similar causes of action have been filed against Wells Fargo Bank, N.A. and other trustees by RMBS investors in these and other transactions.

2Item 1117 of Regulation AB. Legal Proceedings.

~~There~~Wilmington ~~can~~Trust, beNational noAssociation ~~assurances~~(“WTNA”), as to the ~~outcome~~indenture ~~of the litigation, or the possible impact of the litigation on the~~ trustee ~~or the RMBS trusts. However~~, ~~Wells Fargo Bank, N.A. denies liability and believes that it~~ has ~~performed~~provided ~~its obligations under~~ the ~~RMBS~~following ~~trusts~~information: ~~in good faith, that its actions were not the cause of any losses to investors, and that it has meritorious defenses, and it intends to contest the plaintiffs’ claims vigorously.~~

On February 3, 2026, certain investors served WTNA with a civil complaint, filed in the Supreme Court of the State of New York, County of New York, for an unspecified amount of damages arising from alleged breaches of contract and duties related to WTNA’s roles as custodian and indenture trustee for certain Tricolor Holdings, LLC asset-backed securitization transactions. The plaintiffs generally assert causes of action related to WTNA’s purported failure to comply with certain provisions related to waterfall payments, servicing transition costs and post-event of default duties and related to WTNA’s purported failure to perform certain actions as custodian with respect to the related receivables. WTNA intends to vigorously defend itself against this legal action.

~~PART~~2 II

~~The~~PART ~~following~~II ~~items have been omitted in accordance with General Instruction J to Form 10-K:~~

Item 5:		Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities
Item 6:		Selected Financial Data
Item 7:		Management’s Discussion and Analysis of Financial Condition and Results of Operations
Item 7A:		Quantitative and Qualitative Disclosures about Market Risk
Item 8:		Financial Statements and Supplementary Data
Item 9:		Changes in and Disagreements with Accountants on Accounting and Financial Disclosure
Item 9A:		Controls and Procedures

The following items have been omitted in accordance with General Instruction J to Form 10-K:

Item 9B. Other Information.


Item 5		Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities
Item 6		[Reserved]
Item 7		Management’s Discussion and Analysis of Financial Condition and Results of Operations
Item 7A		Quantitative and Qualitative Disclosures about Market Risk
Item 8		Financial Statements and Supplementary Data
Item 9		Changes in and Disagreements With Accountants on Accounting and Financial Disclosure
Item 9A		Controls and Procedures

~~Santander~~Item ~~Consumer USA Inc~~9B. ~~(“SC”)~~Other is party to, or is periodically otherwise involved in, reviews, investigations, and proceedings (both formal and informal), and information-gathering requests, by government and self-regulatory agencies, including the Board of Governors of the Federal Reserve System (the “Federal Reserve”), the CFPB, the U.S. Department of Justice (the “DOJ”), the SEC, the Federal Trade Commission (the “FTC”) and various state regulatory agencies. Since July 2014, SC has received civil subpoenas and civil investigative demands from various federal and state agencies, including from the DOJ under the Financial Institutions Reform, Recovery and Enforcement Act, the SEC and several state attorneys general, requesting the production of documents and communications that, among other things, relate to the origination, underwriting and securitization of auto loans for varying time periods since 2007. Investigations, litigation proceedings and/or information-gathering requests that SC or any of its subsidiaries or affiliates are involved in, or may become involved in, may result in adverse consequences to SC including, without limitation, adverse judgments, settlements, fines, penalties, injunctions, or other actions. Information

~~In October 2016, the parent of SC, Santander Consumer Holdings USA Inc~~None. (“SC Holdings”), filed amendments to certain periodic reports previously filed with the SEC after determining that its previously issued audited financial statements for the years ended December 31, 2015, 2014 and 2013, and previously issued unaudited financial statements contained in its Quarterly Reports on Form 10-Q for the quarters ended March 31, 2016, 2015 and 2014, June 30, 2015 and 2014 and September 30, 2015 and 2014 should no longer be relied on and should be restated due to certain errors identified in such financial statements relating to (i) SC Holdings’ methodology for accreting dealer discounts, subvention payments from manufacturers and capitalized origination costs, (ii) SC Holdings’ lack of consideration of net discounts when estimating the allowance for credit losses and (iii) the discount rate used in determining the impairment for loans accounted for as troubled debt restructurings. SC Holdings has reviewed all critical relationships and does not foresee a material interruption in, or change to, normal business activities related to the delayed and amended filings. The financial statement errors relate to non-cash items and have no material impact on net cash from operating activities, investing activities or financing activities. Additional information about SC Holdings, including information contained in required annual reports on Form 10-K, quarterly reports on Form 10-Q and current reports on Form 8-K, is on file with the SEC under the name “Santander Consumer USA Holdings Inc.” and file number 001-36270.

4Item 9C. Disclosure Regarding Foreign Jurisdictions that Prevent Inspections

~~SC,~~Not as servicer, entered into a Servicing Agreement, dated as of July 15, 2016 (the “Subservicing Agreement”), and a related Amended and Restated Program Portfolio Schedule (SDART Publicly Registered Transactions), dated as of January 31, 2017 (the “Program Portfolio Schedule”), with Santander Consumer International Puerto Rico LLC (the “Subservicer”), pursuant to which SC delegated to the Subservicer certain of its duties as servicer with respect to the asset pool held by the issuing entityapplicable. ~~The Subservicing Agreement and the Program Portfolio Schedule are attached as exhibits to this Form 10-K.~~

~~SC,~~3 as sole equity member, entered into a First Amendment, dated as of February 28, 2017, to the Amended and Restated Limited Company Agreement of Santander Drive Auto Receivables LLC, the depositor, amending the definition of independent director. The First Amendment is attached as an exhibit to this Form 10-K.

5PART III

~~PART~~The ~~III~~following items have been omitted in accordance with General Instruction J to Form 10-K:

The following items have been omitted in accordance with General Instruction J to Form 10-K:


Item 10		Directors, Executive Officers, and Corporate Governance
Item 11		Executive Compensation
Item 12		Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters
Item 13		Certain Relationships and Related Transactions, and Director Independence
Item 14		Principal Accountant Fees and Services

Item 10:		Directors, Executive Officers, and Corporate Governance
Item 11:		Executive Compensation
Item 12:		Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters
Item 13:		Certain Relationships and Related Transactions, and Director Independence
Item 14:		Principal Accounting Fees and Services

Substitute information provided in accordance with General Instruction J to Form 10-K:

~~Substitute~~Item 1119 ~~information~~of ~~provided~~Regulation inAB. ~~accordance~~Affiliations ~~with~~and ~~General~~Certain ~~Instruction~~Relationships Jand toRelated ~~Form~~Transactions ~~10-K:~~

Information required by Item 1119 of Regulation AB. ~~Affiliations~~has ~~and~~been ~~Certain~~omitted ~~Relationships~~from ~~and~~this ~~Related~~report on Form 10-K in reliance ~~Transactions~~on the Instruction to Item 1119.

~~Information required by~~ Item 1122 ~~1119~~ of Regulation AB. ~~has~~Compliance ~~been~~with ~~omitted~~Applicable ~~from~~Servicing ~~this~~Criteria ~~report on Form 10-K in reliance on the Instruction to Item 1119.~~

~~Item 1122~~Each of ~~Regulation~~Santander ABConsumer USA Inc., ~~Compliance~~Santander Bank, N.A. and Wilmington Trust, National Association (each, a “Servicing Participant”) have been identified by the issuing entity as parties participating in the servicing function with respect to the pool assets held by the issuing entity. Each of the Servicing Participants has completed a report on an assessment of compliance with the ~~Applicable~~servicing criteria applicable to it (each, a “Report on Assessment”), which Reports on Assessment are attached as exhibits to this Form 10-K. In addition, each of the Servicing ~~Criteria~~Participants has provided an attestation report (each, an “Attestation Report”) by one or more registered public accounting firms, which reports are also attached as exhibits to this Form 10-K.

~~Each~~None of ~~SC,~~ the ~~Subservicer~~Reports ~~and~~on ~~Wells~~Assessment ~~Fargo~~or ~~Bank, National Association (each, a “Servicing Participant”) have been identified by~~ the ~~issuing~~related ~~entity~~Attestation asReports ~~parties participating in the servicing function with respect to the pool assets held by the issuing entity. Each of the Servicing Participants~~ has ~~completed~~identified aany ~~report~~material oninstances ~~an assessment~~ of ~~compliance~~noncompliance with the servicing criteria described ~~applicable~~in tothe itrelated ~~(each, a “~~Report on Assessment~~”),~~ ~~which Reports on Assessment are attached~~ as ~~exhibits~~being applicable to ~~this~~such ~~Form 10-K. In addition, each of the~~ Servicing ~~Participants has provided an attestation report (each, an “Attestation Report”) by one or more registered public accounting firms, which reports are also attached as exhibits to this Form 10-K~~Participant.

~~Management’s~~Item 1123 ~~Assessment~~ of ~~Compliance~~Regulation for SC has identified a material instance of noncompliance related to the servicing criterion set forth in Item 1122(d)(3)(i)—reports to investors, including those to be filed with the Commission, were not maintained in accordance with the transaction agreements and applicable Commission requirementsAB. ~~Specifically,~~Servicer reports to investors provided information that was not calculated in accordance with the terms specified in the transaction agreements. This material instance of noncompliance relates to the asset-backed securitiesCompliance ~~covered~~Statements ~~in this Form 10-K and issued by the Issuer. The instance relates to two separate matters:~~

~~(1)~~Santander ~~Under~~Consumer ~~the~~USA ~~transaction~~Inc. ~~agreements~~and ~~for~~Santander ~~the Platform~~Bank, ~~SC,~~N.A. ashave ~~Servicer,~~each isbeen ~~entitled~~identified toby ~~receive~~the ~~all~~issuing ~~Supplemental~~entity ~~Servicing Fees~~ as ~~additional servicing~~the ~~compensation,~~servicers ~~and~~with ~~such~~respect ~~Supplemental~~to ~~Servicing~~the asset ~~Fees~~pool doheld ~~not~~by ~~constitute~~the ~~Available~~issuing ~~Funds~~entity. ~~However,~~Each SCof ~~included~~Santander ~~Supplemental~~Consumer ~~Servicing~~USA ~~Fees~~Inc. ~~for~~and ~~certain~~Santander ~~transactions~~Bank, inN.A. ~~the~~have ~~Platform~~completed ~~under~~a ~~“other~~statement ~~amounts~~of ~~received”~~compliance ~~and~~with ~~included~~applicable ~~such amounts~~servicing ascriteria ~~part~~(a of “~~Available~~Compliance ~~Funds~~Statement”) insigned ~~the~~by ~~investor~~an ~~reports;~~authorized ~~for~~officer ~~these~~of such ~~transactions,~~party. ~~Supplemental~~The ~~Servicing~~Compliance ~~Fees~~Statements ~~were~~are ~~distributed~~attached inas ~~accordance~~exhibits ~~with~~to ~~the~~this ~~payment~~Form ~~priorities set forth in the related transaction agreements rather than being retained by the Servicer~~10-K.

To4 address this issue and the related instance of noncompliance, SC will stop including Supplemental Servicing Fees as “other amounts received” for all transactions in the Platform beginning with the March 2017 collection period and will retain such amounts as additional servicing compensation as specified in the transaction agreements. SC believes that the inclusion of Supplemental Servicing Fees as available funds did not result in any material adverse effect on security holders or the amounts or timing of payments to security holders.

6PART IV

~~(2)~~Item Under the transaction agreements for the Platform, SC, as Servicer, is required to pay all expenses incurred by it in connection with its activities as servicer other than expenses in connection with the sale of a repossessed vehicle, which may be netted from liquidation proceeds from such sale15. ~~For~~ ~~certain~~Exhibit transactions in the Platform, SC did not net external costs associated with repossession expenses attributable to financed vehicles sold after the related receivables have become defaulted receivables; for these transactions, SC paid such repossession expenses and ~~the “Liquidation~~Financial ~~Proceeds”~~Statement included in the investor reports and distributed in accordance with the payment priorities set forth in the related transaction agreements were greater than they would have been had SC reduced the liquidation proceeds by the external costs associated with repossession expenses in accordance with the transaction agreements for those transactions. Schedules

To address this issue and the related instance of noncompliance, SC will amend the transaction agreements for the effected transactions in the Platform to memorialize the agreement of the Servicer to pay such external costs of repossessions rather than netting such amounts from sale proceeds from the disposition of repossessed financed vehicles. SC believes that the payment of external costs associated with repossession expenses by the Servicer and the failure to report Liquidation Expenses on the investor reports net of such repossession expenses for certain transactions did not result in any material adverse effect on security holders or the amounts or timing of payments to security holders.


(a)(1)		Not Applicable.
(a)(2)		Not Applicable.
(a)(3)		See Item 15(b) below.

(b)		Exhibits

~~With~~The ~~respect~~exhibits tolisted ~~the~~below ~~matters~~are ~~described~~either ~~in paragraphs (1) and (2) above, SC has already implemented additional policies and procedures to confirm that calculations~~ included inor ~~investor~~incorporated ~~reports~~by ~~are~~reference ~~completed~~ as ~~set~~indicated: ~~forth in the amended agreements, and is in the process of implementing greater management oversight of reporting and implementing enhanced quality assurance controls.~~

Item 1123 of Regulation AB. Servicer Compliance Statements.


Exhibit No.		Description

3.1		Certificate of Formation of Santander Drive (incorporated by reference to Exhibit 3.1 of Form SF-3 filed by Santander Drive (Commission File No. 333-284121) with the Securities and Exchange Commission on January 3, 2025)

3.2		Amended and Restated Limited Liability Company Agreement of Santander Drive dated as of March 7, 2007 (incorporated by reference to Exhibit 3.1 of Form SF-3 filed by Santander Drive (Commission File No. 333-261901) with the Securities and Exchange Commission on December 27, 2021)

3.3		First Amendment to Amended and Restated Limited Liability Company Agreement, dated as of February 28, 2017, by SC, as sole equity member (incorporated by reference to Exhibit 3.2 of Form SF-3 filed by Santander Drive (Commission File No. 333-261901) with the Securities and Exchange Commission on December 27, 2021)

4.1		Indenture, dated as of February 21, 2024, between Drive Auto Receivables Trust 2024-1, as issuer (the “Issuer”), and Wilmington Trust, National Association, as indenture trustee (the “Indenture Trustee”) (incorporated by reference to Exhibit 4.1 of Form 8-K filed by the Issuer (Commission File No. 333-261901-15) with the Securities and Exchange Commission on February 21, 2024)

10.1		Purchase Agreement, dated as of February 21, 2024, between SC and Santander Drive (incorporated by reference to Exhibit 10.1 of Form 8-K filed by the Issuer (Commission File No. 333-261901-15) with the Securities and Exchange Commission on February 21, 2024)

10.2		Sale and Servicing Agreement, dated as of February 21, 2024, among the Issuer, Santander Drive, Santander Bank, N.A. (“SBNA”), as servicer (as successor to SC) and the Indenture Trustee (incorporated by reference to Exhibit 10.2 of Form 8-K filed by the Issuer (Commission File No. 333-261901-15) with the Securities and Exchange Commission on February 21, 2024)

10.3		Administration Agreement, dated as of February 21, 2024, among the Issuer, SC, as administrator, and the Indenture Trustee (incorporated by reference to Exhibit 10.3 of Form 8-K filed by the Issuer (Commission File No. 333-261901-15) with the Securities and Exchange Commission on February 21, 2024)

10.4		Amended and Restated Trust Agreement, dated as of February 21, 2024, between Santander Drive, Citibank, N.A., not in its individual capacity but solely as owner trustee for the Issuer (“the Owner Trustee”), and Citicorp Trust Delaware, National Association, not in its individual capacity but solely as Delaware trustee for the Issuer (“the Delaware Trustee”) (incorporated by reference to Exhibit 10.4 of Form 8-K filed by the Issuer(Commission File No. 333-261901-15) with the Securities and Exchange Commission on February 21, 2024)

SC5 and the Subservicer have been identified by the issuing entity as the servicers with respect to the asset pool held by the issuing entity. Each of SC and the Subservicer have completed a statement of compliance with applicable servicing criteria (each, a “Compliance Statement”) signed by an authorized officer. The Compliance Statements are attached as exhibits to this Form 10-K.


10.5		Asset Representations Review Agreement, dated as of February 21, 2024, among the Issuer, SC, as sponsor, SBNA, as servicer (as successor to SC), and Clayton Fixed Income Services, LLC, as asset representations reviewer (incorporated by reference to Exhibit 10.5 of Form 8-K filed by the Issuer (Commission File No. 333-261901-15) with the Securities and Exchange Commission on February 21, 2024)

31.1		Certification (Santander Drive)

33.1		Management’s Assessment of Compliance with SEC Regulation AB Servicing Criteria (SC and SBNA)

33.2		Assessment of Compliance with the Applicable Servicing Criteria (Wilmington Trust, National Association)

34.1		Report of Independent Registered Public Accounting Firm (PricewaterhouseCoopers LLP with respect to SC and SBNA)

34.2		Report of Independent Registered Public Accounting Firm (PricewaterhouseCoopers LLP with respect to Wilmington Trust, National Association)

35.1		Servicer Compliance Statement (SC)

35.2		Servicer Compliance Statement (SBNA)

99.1		Omnibus Amendment to Sale and Servicing Agreement, Amended and Restated Trust Agreement and Indenture, dated as of March 27, 2025, between the Issuer, Santander Drive, SC, the Owner Trustee, the Delaware Trustee and the Indenture Trustee (incorporated by reference to Exhibit 99.1 on Form 8-K filed by the Issuer (Commission File No. 333-261901-15) with the Securities and Exchange Commission on April 1, 2025)

~~PART~~(c) IVNot Applicable.

Item 1516. ~~Exhibits~~Form ~~and~~10-K ~~Financial Statement Schedules.~~Summary

(a)(1)		Not Applicable.
(a)(2)		Not Applicable.
(a)(3)		Not Applicable.
(b)		Exhibits.

None.

~~The~~Supplemental ~~exhibits~~information ~~listed~~to ~~below~~be ~~are~~Furnished ~~either~~With ~~included~~Reports Filed orPursuant ~~incorporated~~to Section 15(d) of the Act by ~~reference~~Registrants asWhich ~~indicated:~~Have Not Registered Securities Pursuant to Section 12 of the Act

Exhibit No.		Description
1.1*		Underwriting Agreement, dated as of May 8, 2013, among Santander Drive Auto Receivables LLC (“Santander Drive”), Santander Consumer USA Inc. (“SC”) and J.P. Morgan Securities LLC, as representative of the several underwriters
3.1**		Amended and Restated Limited Liability Company Agreement of Santander Drive dated as of March 7, 2007
3.2		First Amendment to Amended and Restated Limited Liability Company Agreement, dated as of February 28, 2017, by SC, as sole equity member (Incorporated by reference to Exhibit 3.1 to Form 8-K filed by the Santander Drive (Commission File No. 333-139609) on March 1, 2017)
4.1***		Indenture, dated as of May 15, 2013, between Santander Drive Auto Receivables Trust 2013-3, as issuer (the “Issuer”), and Wells Fargo Bank, National Association, as indenture trustee (the “Indenture Trustee”)
10.1***		Purchase Agreement, dated as of May 15, 2013, between SC and Santander Drive
10.2***		Sale and Servicing Agreement, dated as of May 15, 2013, among the Issuer, Santander Drive, SC and the Indenture Trustee
10.3***		Administration Agreement, dated as of May 15, 2013, among the Issuer, SC, as administrator, and the Indenture Trustee
10.4***		Amended and Restated Trust Agreement, dated as of May 15, 2013, between Santander Drive and U.S. Bank Trust National Association, not in its individual capacity but solely as owner trustee for the Issuer
31.1		Certification (Santander Drive)
33.1		Management’s Assessment of Compliance with SEC Regulation AB Servicing Criteria (SC)
33.2		Assessment of Compliance with the Applicable Servicing Criteria (Indenture Trustee)
33.3		Management’s Assessment of Compliance with SEC Regulation AB Servicing Criteria (Subservicer)

No annual report, proxy statement, form of proxy or other proxy soliciting material has been sent to certificateholders, and the registrant does not presently contemplate sending any such materials subsequent to the filing of this report.

34.1		Report of Independent Registered Public Accounting Firm (PricewaterhouseCoopers LLP with respect to SC)
34.2		Report of Independent Registered Public Accounting Firm (KPMG LLP with respect to the Indenture Trustee)
34.3		Report of Independent Registered Public Accounting Firm (PricewaterhouseCoopers LLP with respect to the Subservicer)
35.1		Servicer Compliance Statement (SC)
35.2		Servicer Compliance Statement (Subservicer)
99.1		Servicing Agreement, dated as of July 15, 2016, by and between SC and the Subservicer (Incorporated by reference to Exhibit 99.1 to Form 8-K filed by Santander Drive (Commission File No. 333-139609) filed on March 1, 2017)
99.2		Amended and Restated Program Portfolio Schedule (SDART Publicly Registered Transactions), dated as of January 31, 2017, by and between SC and the Subservicer (Incorporated by reference to Exhibit 99.2 to Form 8-K filed by Santander Drive (Commission File No. 333-139609) on March 1, 2017)

SIGNATURES

*Pursuant ~~Incorporated~~to bythe ~~reference~~requirements ~~from~~of ~~Form~~Section 13 ~~8-K~~or ~~filed~~15(d) byof ~~Santander~~the ~~Drive~~Securities ~~(Commission~~Exchange ~~File~~Act ~~No.~~of ~~333-180147)~~1934, ~~and~~ the ~~Issuer~~registrant ~~(Commission~~has ~~File~~duly ~~No.~~caused ~~333-180147-06)~~this ~~with~~report ~~the~~to be ~~Securities~~signed ~~and~~on ~~Exchange~~its ~~Commission~~behalf onby ~~May~~the 10undersigned, ~~2013~~thereunto duly authorized.

**Date: ~~Incorporated by reference from Form S-3 filed by Santander Drive (Commission File No. 333-180147) with the Securities and Exchange Commission on~~ March 15 26, ~~2012.~~2026

~~***~~SANTANDER ~~Incorporated~~DRIVE byAUTO ~~reference~~RECEIVABLES ~~from~~LLC, ~~Form~~as ~~8-K~~depositor ~~filed~~By: by/s/ ~~Santander~~Corey ~~Drive~~Henry ~~(Commission~~Name: ~~File~~Corey ~~No.~~Henry ~~333-180147)~~Title: President and ~~the~~Chief ~~Issuer~~Executive Officer (~~Commission~~senior ~~File~~officer ~~No.~~in ~~333-180147-06)~~charge ~~with~~of ~~the~~securitization ~~Securities~~of ~~and~~the ~~Exchange Commission on May 15, 2013.~~depositor)

~~(c)~~7 ~~Not Applicable.~~

Supplemental information to be Furnished With Reports Filed Pursuant to Section 15(d) of the Act by Registrants Which Have Not Registered Securities Pursuant to Section 12 of the Act.

SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Date: March 30, 2017

SANTANDER DRIVE AUTO RECEIVABLES LLC, as depositor By: /s/ Andrew Kang Name: Andrew Kang Title: President and Chief Executive Officer (senior officer in charge of securitization of the depositor)

EXHIBIT INDEX

Exhibit No.		Description
1.1*		Underwriting Agreement, dated as of May 8, 2013, among Santander Drive Auto Receivables LLC (“Santander Drive”), Santander Consumer USA Inc. (“SC”) and J.P. Morgan Securities LLC, as representative of the several underwriters
3.1**		Amended and Restated Limited Liability Company Agreement of Santander Drive dated as of March 7, 2007
3.2		First Amendment to Amended and Restated Limited Liability Company Agreement, dated as of February 28, 2017, by SC, as sole equity member (Incorporated by reference to Exhibit 3.1 to Form 8-K filed by the Santander Drive (Commission File No. 333-139609) on March 1, 2017)
4.1***		Indenture, dated as of May 15, 2013, between Santander Drive Auto Receivables Trust 2013-3, as issuer (the “Issuer”), and Wells Fargo Bank, National Association, as indenture trustee (the “Indenture Trustee”)
10.1***		Purchase Agreement, dated as of May 15, 2013, between SC and Santander Drive
10.2***		Sale and Servicing Agreement, dated as of May 15, 2013, among the Issuer, Santander Drive, SC and the Indenture Trustee
10.3***		Administration Agreement, dated as of May 15, 2013, among the Issuer, SC, as administrator, and the Indenture Trustee
10.4***		Amended and Restated Trust Agreement, dated as of May 15, 2013, between Santander Drive and U.S. Bank Trust National Association, not in its individual capacity but solely as owner trustee for the Issuer
31.1		Certification (Santander Drive)
33.1		Management’s Assessment of Compliance with SEC Regulation AB Servicing Criteria (SC)
33.2		Assessment of Compliance with the Applicable Servicing Criteria (Indenture Trustee)
33.3		Management’s Assessment of Compliance with SEC Regulation AB Servicing Criteria (Subservicer)
34.1		Report of Independent Registered Public Accounting Firm (PricewaterhouseCoopers LLP with respect to SC)
34.2		Report of Independent Registered Public Accounting Firm (KPMG LLP with respect to the Indenture Trustee)
34.3		Report of Independent Registered Public Accounting Firm (PricewaterhouseCoopers LLP with respect to the Subservicer)

35.1		Servicer Compliance Statement (SC)
35.2		Servicer Compliance Statement (Subservicer)
99.1		Servicing Agreement, dated as of July 15, 2016, by and between SC and the Subservicer (Incorporated by reference to Exhibit 99.1 to Form 8-K filed by Santander Drive (Commission File No. 333-139609) filed on March 1, 2017)
99.2		Amended and Restated Program Portfolio Schedule (SDART Publicly Registered Transactions), dated as of January 31, 2017, by and between SC and the Subservicer (Incorporated by reference to Exhibit 99.2 to Form 8-K filed by Santander Drive (Commission File No. 333-139609) on March 1, 2017)

* Incorporated by reference from Form 8-K filed by Santander Drive (Commission File No. 333-180147) and the Issuer (Commission File No. 333-180147-06) with the Securities and Exchange Commission on May 10, 2013.

** Incorporated by reference from Form S-3 filed by Santander Drive (Commission File No. 333-180147) with the Securities and Exchange Commission on March 15, 2012.

*** Incorporated by reference from Form 8-K filed by Santander Drive (Commission File No. 333-180147) and the Issuer (Commission File No. 333-180147-06) with the Securities and Exchange Commission on May 15, 2013.

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