EQUIFAX INC 8-K

What Happened
On April 23, 2026, Equifax Inc. and certain subsidiaries entered into a Fourth Amendment to their Credit Agreement (originally dated August 25, 2021) with the lenders and JPMorgan Chase Bank, N.A. as administrative agent. The Amendment raises the unsecured revolving credit commitments from $1.5 billion to $2.0 billion, increases swingline availability, removes a 10 basis point credit spread adjustment for Term SOFR borrowings, and extends the termination date for most commitments.

Key Details

• Revolving credit commitments increased from $1.5 billion to $2.0 billion.
• Swingline loan availability increased from $150 million to $200 million.
• The 10 basis point credit spread adjustment applicable to Term SOFR borrowings was removed.
• The termination date for $1.9 billion of the commitments was extended one year from August 25, 2028 to August 25, 2029; $100 million of commitments remain terminable on August 25, 2028.
• The full Fourth Amendment is filed as Exhibit 10.1 to the Form 8-K.

Why It Matters
This amendment increases Equifax’s short-term liquidity and flexibility by adding $500 million of revolving capacity and a larger swingline, while extending the maturity on the bulk of the facility by one year. Removing the 10 basis point Term SOFR adjustment changes the pricing mechanics for certain borrowings. Together, these changes affect Equifax’s available credit and near-term financing options—key considerations for investors assessing the company’s financial flexibility.