UWHARRIE CAPITAL CORP 8-K

What Happened
Uwharrie Capital Corp announced its financial results for the quarter ended March 31, 2026, in an 8-K filed April 27, 2026. The company reported consolidated total assets of $1.25 billion (up from $1.20 billion at December 31, 2025). Net income for the three months ended March 31, 2026 was $3.2 million versus $2.6 million in the same period of 2025. Net income available to common shareholders was $3.1 million, or $0.43 per share, compared with $2.4 million, or $0.33 per share, for the quarter a year earlier. The company noted that net income available to common reflects dividends paid on its preferred stock. A press release dated April 27, 2026 is attached as Exhibit 99.1.

Key Details

• Reporting period: Quarter ended March 31, 2026; 8-K filed April 27, 2026.
• Total assets: $1.25 billion at March 31, 2026 (vs. $1.20 billion at 12/31/2025).
• Net income: $3.2 million for Q1 2026 (vs. $2.6 million Q1 2025).
• Net income available to common: $3.1 million, $0.43 diluted EPS (vs. $2.4 million, $0.33 EPS in Q1 2025).

Why It Matters
The results show quarter-over-quarter asset growth and year-over-year improvement in net income and earnings per share available to common shareholders—key signals for investors tracking profitability and balance-sheet size. The filing also reminds investors that reported per-share figures are after preferred dividends, which affect what common shareholders receive. The 8-K includes a standard forward-looking statements disclaimer, so future guidance or expectations in the release are subject to risks and uncertainties.