Watson Jill Foss 4
4 · CREDIT ACCEPTANCE CORP · Filed Jul 7, 2026
Research Summary
AI-generated summary of this filing
Credit Acceptance (CACC) 10% Owner Jill Foss Watson Sells Shares
What Happened
Jill Foss Watson, reported as a 10% owner of Credit Acceptance Corporation (CACC), disposed of a total of 11,000 shares in a series of open-market sales on July 2, 2026. The trades generated approximately $7,185,656 in proceeds. Individual lots ranged from 53 to 1,503 shares and transaction prices reported in the filing span roughly $646.77 to $666.22; many line items show weighted-average prices because each lot was executed in multiple trades.
Key Details
- Transaction date: July 2, 2026; Form filed July 7, 2026.
- Total shares sold: 11,000; total proceeds: ~$7.19 million.
- Price range (per filing lines): approx. $646.77–$666.22; multiple line items report weighted-average prices (see footnotes).
- Ownership after the transactions: not specified in the provided filing details.
- Notable footnotes: many sales reported with weighted-average pricing across multiple executions (see F1–F21). F17 and F2 note some shares are held of record in trusts (spouse Todd Watson as trustee; Jill Foss Watson as trustee).
- Filing timeliness: trade date July 2 vs. filing date July 7 — the report was filed five days after the trades (check the official filing for whether it was marked late).
Context
- These were open-market sales (transaction code S), which are generally routine dispositions and do not necessarily indicate a change in company outlook.
- As a 10% owner, Watson’s trades are reported under beneficial ownership rules (different from routine executive trading disclosures); the filing’s multiple footnotes show the sales were executed in several transactions at slightly different prices.
Insider Transaction Report
Form 4
Watson Jill Foss
10% Owner
Transactions
- Sale
Common Stock
[F1][F2]2026-07-02$646.77/sh−184$119,006→ 91,923 total(indirect: See footnote 2) - Sale
Common Stock
[F3][F2]2026-07-02$648.68/sh−53$34,380→ 91,870 total(indirect: See footnote 2) - Sale
Common Stock
[F4][F2]2026-07-02$649.76/sh−413$268,351→ 91,457 total(indirect: See footnote 2) - Sale
Common Stock
[F5][F2]2026-07-02$650.92/sh−447$290,961→ 91,010 total(indirect: See footnote 2) - Sale
Common Stock
[F6][F2]2026-07-02$651.80/sh−1,037$675,917→ 89,973 total(indirect: See footnote 2) - Sale
Common Stock
[F7][F2]2026-07-02$653.08/sh−689$449,972→ 89,284 total(indirect: See footnote 2) - Sale
Common Stock
[F8][F2]2026-07-02$653.79/sh−819$535,454→ 88,465 total(indirect: See footnote 2) - Sale
Common Stock
[F9][F2]2026-07-02$654.76/sh−869$568,986→ 87,596 total(indirect: See footnote 2) - Sale
Common Stock
[F10][F2]2026-07-02$657.11/sh−175$114,994→ 87,421 total(indirect: See footnote 2) - Sale
Common Stock
[F11][F2]2026-07-02$659.02/sh−156$102,807→ 87,265 total(indirect: See footnote 2) - Sale
Common Stock
[F12][F2]2026-07-02$661.67/sh−181$119,762→ 87,084 total(indirect: See footnote 2) - Sale
Common Stock
[F13][F2]2026-07-02$663.28/sh−503$333,630→ 86,581 total(indirect: See footnote 2) - Sale
Common Stock
[F14][F2]2026-07-02$664.11/sh−813$539,921→ 85,768 total(indirect: See footnote 2) - Sale
Common Stock
[F15][F2]2026-07-02$665.28/sh−81$53,888→ 85,687 total(indirect: See footnote 2) - Sale
Common Stock
[F2]2026-07-02$666.22/sh−80$53,298→ 85,607 total(indirect: See footnote 2) - Sale
Common Stock
[F16][F17]2026-07-02$648.32/sh−1,130$732,602→ 52,716 total(indirect: See footnote 17) - Sale
Common Stock
[F18][F17]2026-07-02$649.38/sh−1,503$976,018→ 51,213 total(indirect: See footnote 17) - Sale
Common Stock
[F19][F17]2026-07-02$650.66/sh−1,203$782,744→ 50,010 total(indirect: See footnote 17) - Sale
Common Stock
[F20][F17]2026-07-02$651.94/sh−562$366,390→ 49,448 total(indirect: See footnote 17) - Sale
Common Stock
[F21][F17]2026-07-02$652.70/sh−102$66,575→ 49,346 total(indirect: See footnote 17)
Footnotes (21)
- [F1]The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $646.76 to $647.02, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
- [F10]The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $657.03 to $657.64, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
- [F11]The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $658.96 to $659.04, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
- [F12]The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $661.58 to $662.52, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
- [F13]The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $662.71 to $663.67, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
- [F14]The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $663.94 to $664.86, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
- [F15]The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $665.21 to $665.35, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
- [F16]The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $647.75 to $648.67, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
- [F17]These shares are owned of record by Todd Watson, spouse of Jill Foss Watson, as trustee of the Jill Foss Watson Irrevocable Trust.
- [F18]The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $648.78 to $649.68, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
- [F19]The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $650.20 to $651.06, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
- [F2]These shares are owned of record by Jill Foss Watson, as Trustee of the Jill Foss Watson Living Trust.
- [F20]The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $651.39 to $652.34, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
- [F21]The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $652.46 to $652.82, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
- [F3]The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $648.31 to $649.22, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
- [F4]The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $649.33 to $650.27, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
- [F5]The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $650.34 to $651.33, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
- [F6]The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $651.35 to $652.32, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
- [F7]The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $652.38 to $653.29, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
- [F8]The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $653.39 to $654.33, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
- [F9]The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $654.48 to $655.30, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
Signature
/s/ Jill Foss Watson, Trustee|2026-07-07