FINANCIAL INSTITUTIONS INC 8-K

What Happened

• Financial Institutions, Inc. (FISI) announced and furnished a press release reporting its financial results for the quarter ended June 30, 2026. The press release was issued and filed with the SEC on July 23, 2026 (Exhibit 99.1 to the Form 8-K).
• The company also published an investor presentation with Q2 2026 data on its Investor Relations website (www.FISI-investors.com under “Events & Presentations”).

Key Details

• Date of filing and release: July 23, 2026; reporting period: quarter ended June 30, 2026.
• Press release furnished as Exhibit 99.1 to the Form 8‑K; Inline XBRL cover page included as Exhibit 104.
• Investor presentation posted to the company website; the company notes it may use its IR website to communicate material information (but the website content is not incorporated by reference into the 8‑K).
• Report signed by W. Jack Plants II, Executive VP, Chief Financial Officer and Treasurer.

Why It Matters

• This 8‑K contains the company’s latest quarterly results and investor materials—key sources for assessing recent earnings, revenue, asset/loan performance and trends. Retail investors should read the press release and investor presentation for specific figures (revenue, net income, EPS, loan metrics) and compare them to prior periods.
• Because FISI may post material information on its Investor Relations site, investors should monitor both SEC filings and the company’s website to avoid missing timely disclosures.