UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) ~~of the Securities Exchange Act of 1934~~

~~Date~~ of ~~Report~~the ~~(date~~Securities ofExchange ~~earliest~~Act ~~event~~of ~~reported): July 14, 2026~~ 1934

Date of Report (date of earliest event reported): July 23, 2026

JPMorgan Chase & Co.

(Exact name of registrant as specified in its charter)

Delaware

1-5805

13-2624428

~~1-5805~~

~~13-2624428~~

(State or other jurisdiction ofincorporation or organization)

(Commission File Number)

(I.R.S. employeridentification no.)

(State or other jurisdiction of incorporation or organization)

(Commission File Number)

(I.R.S. employer identification no.)

270 Park Avenue,

New York,

New York

10017

(Address of principal executive offices)

(Zip Code)

270 Park Avenue,

New York, New York

10017

(Address of principal executive offices)

(Zip Code)

Registrant’s telephone number, including area code: (212) 270-6000

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:


Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common stock	JPM	The New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 5.75% Non-Cumulative Preferred Stock, Series DD	JPM PR D	The New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 6.00% Non-Cumulative Preferred Stock, Series EE	JPM PR C	The New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 4.75% Non-Cumulative Preferred Stock, Series GG	JPM PR J	The New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 4.55% Non-Cumulative Preferred Stock, Series JJ	JPM PR K	The New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 4.625% Non-Cumulative Preferred Stock, Series LL	JPM PR L	The New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 4.20% Non-Cumulative Preferred Stock, Series MM	JPM PR M	The New York Stock Exchange
Guarantee of Callable Fixed Rate Notes due June 10, 2032 of JPMorgan Chase Financial Company LLC	JPM/32	The New York Stock Exchange
Guarantee of Alerian MLP Index ETNs due January 28, 2044 of JPMorgan Chase Financial Company LLC	AMJB	NYSE Arca, Inc.
Guarantee of Inverse VIX Short-Term Futures ETNs due March 22, 2045 of JPMorgan Chase Financial Company LLC	VYLD	NYSE Arca, Inc.

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 78.01. ~~Regulation~~Other ~~FD Disclosure~~Events.

On July 1423, 2026, JPMorgan Chase & Co. closed public offerings of (i) $500,000,000 aggregate principal amount of Floating Rate Notes due 2030 (the “~~JPMorganChase~~Floating Rate Notes”), or(ii) $2,500,000,000 aggregate principal amount of Fixed-to-Floating Rate Notes due 2030 (the “~~Firm~~2030 Fixed-to-Floating Rate Notes”), ~~held~~(iii) an$3,000,000,000 ~~investor~~aggregate ~~presentation~~principal amount of Fixed-to-Floating ~~review~~Rate ~~2026~~Notes ~~second~~due ~~quarter~~2032 ~~earnings~~(together with the Floating Rate Notes and the 2030 Fixed-to-Floating Rate Notes, the “Senior Notes”) and (iv) $3,000,000,000 aggregate principal amount of Fixed-Rate Reset Subordinated Notes due 2041 (the “Subordinated Notes” and, together with the Senior Notes, the “Notes”).

~~Exhibit~~The 99offerings ~~is a copy~~ of ~~slides~~the ~~furnished~~Notes ~~for,~~were ~~and~~registered ~~posted~~under on the ~~Firm’s~~Securities ~~website~~Act inof ~~connection with~~1933, ~~the~~as ~~presentation.~~amended, ~~The~~pursuant ~~slides~~to ~~are~~a ~~being~~registration ~~furnished~~statement ~~pursuant~~on toForm ~~Item~~S-3 7(File No.01 333-285537), ~~and~~as ~~the~~amended. ~~information~~In ~~contained~~connection ~~therein~~with ~~shall~~these ~~not~~offerings, bethe ~~deemed~~legal toopinion beas ~~“filed”~~to ~~for~~the ~~purposes~~legality of ~~Section 18 of~~ the ~~Securities~~Senior ~~Exchange~~Notes ~~Act~~is ofbeing ~~1934,~~filed oras ~~otherwise~~Exhibit ~~subject~~5.1 to ~~the~~this ~~liabilities~~report ~~under~~and ~~that Section. Furthermore,~~ the ~~information~~legal ~~contained~~opinion inas ~~Exhibit 99 shall not be deemed~~ to bethe ~~incorporated~~legality byof ~~reference into~~ the ~~filings~~Subordinated ofNotes ~~the~~is ~~Firm~~being ~~under~~filed ~~the~~as ~~Securities~~Exhibit ~~Act~~5.2 ofto ~~1933~~this report.

~~This~~Item ~~Current Report on Form 8-K (including the Exhibit hereto) contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995~~9. ~~These statements are based on the beliefs and expectations of JPMorganChase’s management, speak only as of the date on which they were made, and are subject to significant risks and uncertainties~~01. ~~Actual~~Financial ~~results~~Statements may differ from those set forth in the forward-looking statements. Factors that could cause JPMorganChase’s actual results to differ materially from those described in the forward-looking statements can be found in JPMorganChase’s Annual Report on Form 10-K for the year ended December 31, 2025 and Quarterly Report on Form 10-Q for the quarter ended March 31, 2026, which have been filed with the Securities and Exchange Commission and are available on JPMorganChase’s website (https://jpmorganchasecoExhibits.~~gcs-web.com/ir/sec-other-filings/overview) and on the Securities and Exchange Commission’s website (www.sec.gov). JPMorganChase does not undertake to update any forward-looking statements.~~

~~Item~~(d) ~~9.01 Financial Statements and~~ Exhibits

(d) Exhibit


5.1		Opinion of Simpson Thacher & Bartlett LLP as to the legality of the Senior Notes.

5.2		Opinion of Simpson Thacher & Bartlett LLP as to the legality of the Subordinated Notes.

23.1		Consent of Simpson Thacher & Bartlett LLP (included as part of Exhibit 5.1).

23.2		Consent of Simpson Thacher & Bartlett LLP (included as part of Exhibit 5.2).

101		Pursuant to Rule 406 of Regulation S-T, the cover page is formatted in Inline XBRL (Inline eXtensible Business Reporting Language).

104		Cover Page Interactive Data File (embedded within the Inline XBRL document and included in Exhibit 101).

Exhibit No.						Description of Exhibit
99						JPMorgan Chase & Co. Earnings Presentation Slides – Financial Results – 2Q26
101						Pursuant to Rule 406 of Regulation S-T, the cover page is formatted in Inline XBRL (Inline eXtensible Business Reporting Language).
104						Cover Page Interactive Data File (embedded within the Inline XBRL document and included in Exhibit 101).

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

~~JPMorgan~~JPMORGAN ~~Chase~~CHASE & CoCO. (Registrant) By: /s/ Jordan A. Costa Name: Jordan A. Costa Title: Managing Director

ByDated: ~~/s/~~July 23, ~~Elena~~2026 ~~Korablina Elena Korablina Managing Director and Firmwide Controller (Principal Accounting Officer)~~

Dated: July 14, 2026

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