UNITED ~~STATES~~STATESSECURITIES ~~SECURITIES~~ AND EXCHANGE ~~COMMISSION Washington~~COMMISSIONWASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) ofThe Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 20, 2026 LM FUNDING AMERICA, INC. (Exact name of registrant as specified in its charter)

Delaware(State or other jurisdiction of incorporation)	001-37605(Commission File Number)	47-3844457(IRS Employer Identification No.)
	1200 West Platt Street, Suite 100Tampa, Florida 33606(Address of principal executive offices, including zip code) (813) 222-8996(Registrant’s telephone number, including area code)

FORM 8-K

~~Check~~CURRENT ~~the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:~~ REPORT

~~□ Written~~Pursuant ~~communications~~to ~~pursuant~~Section to13 ~~Rule~~or ~~425~~15(d) ~~under~~of the Securities Exchange Act ~~(17~~of ~~CFR 230.425)~~1934

~~□ Soliciting~~Date ~~material~~of ~~pursuant~~Report to(Date ~~Rule~~of ~~14a-12~~earliest ~~under~~event ~~the~~reported): ~~Exchange~~July ~~Act~~27, ~~(17 CFR 240.14a-12)~~2026

~~□ Pre-commencement~~POWERCOMPUTE, ~~communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240~~INC.~~14d-2(b))~~

~~□ Pre-commencement communications pursuant to Rule 13e-4~~(c)Exact ~~under~~name ~~the~~of ~~Exchange~~Registrant ~~Act~~as ~~(17~~Specified ~~CFR~~in ~~240.13e-4(c~~Its Charter))

Securities registered pursuant to Section 12(b) of the Act:


Delaware	001-37605	47-3844457
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(IRS Employer Identification No.)

1200 West Platt Street Suite 100
Tampa, Florida		33606
(Address of Principal Executive Offices)		(Zip Code)

Title of each class:	Trading symbol	Name of each exchange on which registered
Common Stock, par value $0.001 per share	LMFA	The Nasdaq Stock Market LLC

     Registrant’s Telephone Number, Including Area Code: 813 222-8996

    

~~Indicate~~LM byFunding ~~check~~America, ~~mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR§230~~Inc.~~405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2). Emerging growth company □~~

If(Former anName ~~emerging~~or ~~growth~~Former ~~company~~Address, ~~indicate by check mark~~ if ~~registrant~~Changed ~~has~~Since ~~elected~~Last ~~not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a~~Report) ~~of the Exchange Act. □~~

Check ~~DOCPROPERTY~~the ~~DOCXDOCID~~appropriate ~~DMS=NetDocuments~~box ~~Format=<<ID>>.<<VER>>~~below ~~4908~~if the Form 8-~~0475-4876.2~~K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

~~Item~~☐ 5Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.~~03 Amendments~~425) ☐ Soliciting material pursuant to ~~Articles~~Rule of14a-12 ~~Incorporation~~under orthe ~~Bylaws;~~Exchange ~~Change~~Act in(17 ~~Fiscal~~CFR ~~Year~~240.14a-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

OnSecurities ~~July~~registered ~~14,~~pursuant ~~2026, the board of directors (the “Board”) of LM Funding America, Inc. (referred~~ to ~~herein~~Section ~~as “we,” “our,” “us,” the “Company,” or similar references) approved a Certificate of Amendment to the Certificate of Incorporation of the Company~~ 12(~~the “Certificate of Amendment”~~b) ~~to change the name~~ of the ~~Company to “PowerCompute, Inc.” (the “Name Change”). The Name Change and the Certificate of Amendment will be effective as of 12~~Act:01 a.m., Eastern Time on July 22, 2026. Pursuant to Delaware law, a stockholder vote was not necessary to effectuate the Name Change, and the Name Change does not affect the rights of the Company’s stockholders.

On July 20, 2026, the Company filed the Certificate of Amendment with the Secretary of State of the State of Delaware. The foregoing description of the Certificate of Amendment does not purport to be complete and is subject to, and qualified in its entirety by reference to, the full text of the Certificate of Amendment, a copy of which is filed as Exhibit 3.1 to this Current Report on Form 8-K and incorporated by reference in this Item 5.03.


Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common Stock par value $0.001 per share	PWCM	The Nasdaq Stock Market LLC

InIndicate ~~connection~~by ~~with~~check ~~the~~mark ~~Name~~whether ~~Change,~~ the ~~Company's~~registrant ~~common stock~~ is ~~expected~~an toemerging ~~trade~~growth oncompany ~~the~~as ~~Nasdaq~~defined ~~Capital~~in ~~Market~~Rule ~~under~~405 ~~the~~of ~~new ticker symbol “PWCM” beginning at~~ the ~~open~~Securities Act of ~~trading~~1933 ~~on July 22, 2026~~(§ 230.405 Noof ~~action~~this ischapter) ~~required~~or byRule ~~stockholders~~12b-2 inof ~~connection with~~ the ~~Name~~Securities ~~Change~~Exchange orAct ~~ticker~~of ~~symbol~~1934 ~~change,~~(§ 240.12b-2 ~~and~~of ~~the~~this ~~Company's CUSIP number will remain unchanged~~chapter).

InEmerging ~~connection~~growth ~~with~~company the Name Change, the Board also approved an amendment and restatement of the amended and restated bylaws of the Company (the “Amended Bylaws”). The Amended Bylaws are effective as of 12:01 a.m. Eastern Time on July 22, 2026. The changes in the Bylaws relate solely to the Name Change, and no substantive changes to the Bylaws were otherwise made. The foregoing description of the Bylaws does not purport to be complete and is subject to, and qualified in its entirety by reference to, the full text of the Bylaws, which are attached as Exhibit 3.2 in redline form, marked to show the changes described above, and as Exhibit 3.3 in unmarked form and are each incorporated by reference in this Item 5.03.☐

~~Item~~If ~~7.01 Regulation~~an FDemerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

OnItem ~~July 20, 2026, the Company issued a press release announcing the Name Change~~8.01 ~~The~~Other ~~press release is furnished as Exhibit 99~~Events.~~1 and incorporated herein by reference.~~

~~The~~As ~~information~~previously inreported, ~~this~~on ~~Item~~January 7~~.01~~, ~~including~~2026, ~~Exhibit~~PowerCompute, 99Inc.1 ~~attached~~f/k/a ~~hereto~~LM Funding America, isInc. ~~being~~(the ~~furnished,~~“Company”) ~~shall~~received ~~not~~a beletter ~~deemed~~from the Listing Qualifications Staff of The Nasdaq Stock Market LLC (“~~filed~~Nasdaq”) ~~for~~notifying ~~any~~the ~~purpose,~~Company ~~and~~that ~~shall~~its ~~not~~consolidated beclosing ~~deemed~~bid ~~incorporated~~price byhad ~~reference~~been inbelow ~~any~~$1.00 ~~filing~~per ~~under~~share ~~the~~for ~~Securities~~30 ~~Act~~consecutive business days as of ~~1933~~January 6, as2026, ~~amended~~and (therefore, the ~~“Securities~~Company’s ~~Act”),~~common orstock was no longer in compliance with the ~~Securities~~$1.00 ~~Exchange~~bid ~~Act~~price ofper ~~1934~~share requirement for continued listing on the Nasdaq Capital Market, as ~~amended~~set forth in Nasdaq Listing Rule 5550(a)(2) (the “~~Exchange~~Bid ~~Act~~Price Rule”). In accordance with Nasdaq Listing Rules, ~~except~~the asCompany ~~expressly~~was ~~set~~provided ~~forth~~180 bycalendar ~~specific~~days, ~~reference~~or inuntil ~~such~~July a6, ~~filing~~2026, to regain compliance with the Bid Price Rule.

~~Item~~On 9July 7, 2026, the Company received a second letter (the “Second Notification”) from Nasdaq notifying the Company that the Company’s common stock had not regained compliance with the Bid Price Rule.01 However, Nasdaq determined that the Company was eligible for an additional 180 calendar day period, or until January 4, 2027, to regain compliance. ~~Financial~~Nasdaq’s ~~Statements~~determination was based on the Company meeting the continued listing requirement for market value of publicly held shares and ~~Exhibits~~all other applicable requirements for initial listing on the Nasdaq Capital Market, with the exception of the Bid Price Rule, and the Company’s written notice of its intention to cure the deficiency during the second compliance period by effecting a reverse stock split, if necessary. The Company completed a 1-for-25 reverse split of its common stock effective July 3, 2026.

~~(d)~~On ~~Exhibits~~July 27, 2024, the Company received written notification from Nasdaq indicating that the Company’s common stock had a closing price of $1.00 per share or greater for the last ten consecutive business days, from July 13, 2026 to July 24, 2024, and that, as a result, the Company has regained compliance with the Bid Price Requirement and that the matter is now closed.

Exhibit Number		Description
3.1 3.2		Certificate of Amendment to Certificate of Incorporation, filed July 20, 2026, and effective as of July 22, 2026. Amended and Restated Bylaws of LM Funding America, Inc., effective as of July 22, 2026.
99.1		Press release issued July 20, 2026

The Company issued a press release announcing Nasdaq compliance on July 29, 2026.

Item ~~DOCPROPERTY~~9.01 ~~DOCXDOCID~~Financial ~~DMS=NetDocuments~~Statements ~~Format=<<ID>>.<<VER>>~~and ~~4908-0475-4876~~Exhibits.2

~~***~~(d) Exhibits

Forward-Looking Statements



Exhibit		Description
99.1		Press Release - announcing that the Company regained compliance with the Nasdaq Bid Price Requirement
104		Cover Page Interactive Data File, formatted in Inline Extensible Business Reporting Language (iXBRL)

~~This~~ Current Report on Form 8-K may contain “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. These statements involve risks and uncertainty. Words such as “anticipate,” “estimate,” “expect,” “intend,” “plan,” and “project” and other similar words and expressions are intended to signify forward-looking statements. Forward-looking statements are not guarantees of future results and conditions but rather are subject to various risks and uncertainties. Such statements are based on the Company’s current expectations and are subject to a number of risks and uncertainties that could cause actual results to differ materially from those described in the forward-looking statements. Investors are cautioned that there can be no assurance actual results or business conditions will not differ materially from those projected or suggested in such forward-looking statements as a result of various risks and uncertainties. Investors should refer to the risks detailed from time to time in the reports the Company files with the SEC, including the Company’s Annual Report on Form 10-K for the year ended December 31, 2025, as well as other filings on Form 10-Q and periodic filings on Form 8-K, for additional factors that could cause actual results to differ materially from those stated or implied by such forward-looking statements. The Company disclaims any intention or obligation to update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise, unless required by law.***

This ~~DOCPROPERTY~~Current ~~DOCXDOCID~~Report ~~DMS=NetDocuments~~on ~~Format=<<ID>>~~Form 8-K may contain “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995.~~<<VER>>~~ ~~4908~~These statements involve risks and uncertainty. Words such as “anticipate,” “estimate,” “expect,” “intend,” “plan,” and “project” and other similar words and expressions are intended to signify forward-~~0475~~looking statements. Forward-~~4876~~looking statements are not guarantees of future results and conditions but rather are subject to various risks and uncertainties.2 Such statements are based on the Company’s current expectations and are subject to a number of risks and uncertainties that could cause actual results to differ materially from those described in the forward-looking statements. Investors are cautioned that there can be no assurance actual results or business conditions will not differ materially from those projected or suggested in such forward-looking statements as a result of various risks and uncertainties. Investors should refer to the risks detailed from time to time in the reports the Company files with the SEC, including the Company’s Annual Report on Form 10-K for the year ended December 31, 2025, as well as other filings on Form 10-Q and periodic filings on Form 8-K, for additional factors that could cause actual results to differ materially from those stated or implied by such forward-looking statements. The Company disclaims any intention or obligation to update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise, unless required by law.

~~SIGNATURE~~SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

		LM Funding America, Inc.
			PowerCompute, Inc.
		By:	/s/ Richard Russell Richard RussellChief Financial Officer
Date:	July 29, 2026	By:	/s/ Richard Russell
Dated: July 20, 2026
			Richard Russell, Chief Financial Officer

DOCPROPERTY DOCXDOCID DMS=NetDocuments Format=<<ID>>.<<VER>> 4908-0475-4876.2

Filing Compare · POWERCOMPUTE, INC.