InPoint Commercial Real Estate Income, Inc. Announces July 2026 Cash Distribution

What Happened

• InPoint Commercial Real Estate Income, Inc. (the “Company”) filed an 8-K on July 30, 2026 announcing that its Board authorized a cash distribution of $0.1042 per share for each class of common stock. The distributions are payable in cash on or about August 18, 2026 to stockholders of record as of the close of business on July 31, 2026.
• The Company also prepared a letter to stockholders regarding its portfolio; that letter is included as Exhibit 99.1 to the filing.

Key Details

• Gross distribution per share (all classes): $0.1042.
• Net distributions after stockholder servicing fees:
  • Class A: $0.1042 (no servicing fee)
  • Class D: $0.1013 (servicing fee $0.0029)
  • Class I: $0.1042 (no servicing fee)
  • Class P: $0.1042 (no servicing fee)
  • Class T: $0.0945 (servicing fee $0.0097)
• Record date: July 31, 2026. Payment date: on or about August 18, 2026. Distributions will be paid in cash.
• Letter to stockholders about the portfolio is attached as Exhibit 99.1 to the 8-K.

Why It Matters

• This is a board-authorized cash distribution that affects the near-term cash return to shareholders; investors must be holders of record by July 31, 2026 to receive the payment around August 18.
• Differences in net payment across classes are due to stockholder servicing fees applied to certain share classes (notably Class D and Class T), which slightly reduce the cash received per share for those holders.
• The attached letter may provide additional portfolio and operating context useful to current and prospective investors.