InPoint Commercial Real Estate Income Reports July 31, 2026 NAV

What Happened
InPoint Commercial Real Estate Income, Inc. filed an 8-K (dated August 14, 2026) announcing its calculated net asset value (NAV) per share as of July 31, 2026. The company reported total NAV attributable to common stock of $132,876 (amounts in the filing are presented in thousands — i.e., $132.876 million), with 10,120 outstanding shares (thousands) — i.e., 10.12 million shares — resulting in an aggregate NAV per share of $13.1300. The NAV is determined under Board-approved valuation guidelines and is prepared by Inland InPoint Advisor, LLC; monthly NAV updates are posted on the company website. The company also noted its public offering officially terminated on November 1, 2025.

Key Details

• Total NAV attributable to common stock: $132,876 (thousand) = $132.876M; aggregate NAV per share: $13.1300 (as of July 31, 2026).
• Major asset balance highlights (in thousands): commercial mortgage loans $308,309 ($308.309M); real estate owned $96,089 ($96.089M); real estate securities $9,768 ($9.768M); cash & equivalents $76,104 ($76.104M).
• Major liabilities and reductions to NAV (in thousands): repurchase agreements on commercial mortgage loans $(193,938); loan participations sold $(46,594); mortgage loan payable $(24,094); preferred stock $(89,052).
• NAV by common share class (amounts in thousands / per-share): Class P NAV $112,332 (8,563 shares) — $13.1186; Class A $9,820 (746 shares) — $13.1654; Class T $3,864 (290 shares) — $13.3081; Class D $634 (48 shares) — $13.2005; Class I $6,226 (473 shares) — $13.1673; Class S had no outstanding shares.
• GAAP note: stockholder servicing fees are treated differently for NAV vs GAAP — GAAP accrued $645 (thousand) in servicing fees payable to the Dealer Manager as of July 31, 2026.

Why It Matters
NAV is a key valuation metric for investors in non-traded REITs; this filing provides the most recent monthly NAV snapshot (July 31, 2026) and an itemized asset/liability breakdown that shows portfolio composition (heavy in commercial mortgage loans) and sources of leverage (repurchase agreements, mortgage debt, preferred stock). The reported per-share NAV ($13.13) and class-level NAVs help current and prospective investors assess relative value and track changes over time. The filing also clarifies governance and calculation responsibility (Inland InPoint Advisor, LLC) and notes the company’s public offering has ended (Nov 1, 2025), which is relevant for expectations about future share issuance.