UMB Financial Corp Announces Redemption of 2.75% Notes Due 2031

What Happened
UMB Financial Corporation filed a Form 8-K on September 1, 2026, announcing it will redeem all outstanding 2.75% Fixed-to-Floating Rate Subordinated Notes due 2031 (CUSIP 42234Q AE2). The notes will be redeemed on September 15, 2026, and holders will receive the redemption price through The Depository Trust Company.

Key Details

• Redemption date: September 15, 2026.
• Notes: 2.75% Fixed-to-Floating Rate Subordinated Notes due 2031 (CUSIP 42234Q AE2).
• Redemption price: 100% of principal plus any accrued and unpaid interest to, but excluding, the redemption date.
• Process: Holders will receive notice and payment will be made through DTC in accordance with the indenture.

Why It Matters
This action retires the specified series of subordinated notes, meaning holders will be paid in full (principal plus accrued interest) on the redemption date. Bond investors holding these notes should expect notice and payment via DTC; equity investors should note the removal of this subordinated debt from UMBF’s outstanding securities. The filing is a Regulation FD disclosure and not an offer to sell or solicit purchase of securities.