Enova International: amends $200,000,000 note issuance agreement

What happened Enova International filed an 8-K reporting that on Oct 13, 2026, NetCredit Receivables 2022, LLC (“NetCredit 2022”), a wholly-owned indirect subsidiary of Enova International, amended the Note Issuance and Purchase Agreement by entering into the Fourth Amendment with Jefferies Funding LLC (administrative agent and initial note purchaser), Citibank, N.A. (collateral agent and paying agent), and the note purchasers party thereto. The company said the Fourth Amendment and the amended agreement will be filed as an exhibit to its Annual Report on Form 10-K for the fiscal year ending Dec 31, 2026.

Key details

• Commitment amount: $200,000,000
• Borrowing rate: SOFR + 4.00%
• Funding rate: 90%
• Revolving period termination: Oct 15, 2028; maturity date: Oct 15, 2030
• Amendment date: Oct 13, 2026; parties include Jefferies Funding LLC and Citibank, N.A.

Why it may matter This filing reports Item 1.01 (entry into a material definitive agreement) and Item 2.03 (creation of a direct financial obligation) and covers the Fourth Amendment to the Note Issuance and Purchase Agreement for NetCredit 2022, including the committed amount and revised borrowing terms. The filing does not show why the company acted.