Szczepaniak Mark R 4

What Happened
Mark R. Szczepaniak, Chief Financial Officer of Velocity Financial, had 3,374 shares withheld and retained by the company on January 21, 2026 to cover tax liabilities related to the vesting of previously granted restricted stock. The shares were valued at $19.53 each, totaling $65,894. This was a tax-withholding disposition (not an open-market sale).

Key Details

• Transaction date: 2026-01-21
• Price per share: $19.53; Shares withheld/disposed: 3,374; Total value shown: $65,894
• Transaction code: F (shares withheld/retained to satisfy tax withholding) — see footnote F1 explaining company retained shares to pay tax liabilities from vesting.
• Filing: Form 4 filed with the SEC on 2026-01-22 (next-day filing in this record).
• Shares owned after transaction: not disclosed in the provided filing excerpt.

Context
Tax-withholding by the company following RSU vesting is a routine administrative disposition and does not represent an open-market sale or a direct signal of the insider’s view on the stock. For retail investors, these transactions are common and typically reflect tax obligations rather than trading intent.