TOWNSEND KENT G 4

4 · Capitol Federal Financial, Inc. · Filed Jan 5, 2026

Form 4

Period: 2025-12-31

Executive Vice President

Transactions

Exercise/Conversion
CFFN common stock
2025-12-31$8.65/sh+12,439$107,597→ 213,347 total
Disposition to Issuer
CFFN common stock
2025-12-31$6.81/sh−12,439$84,710→ 200,908 total
Exercise/Conversion
CFFN Phantom Stock 2022
2025-12-31$8.65/sh−12,439$107,597→ 0 total
Exercise: $8.65From: 2025-12-31Exp: 2025-12-31→ CFFN common stock (12,439 underlying)
Award
CFFN Phantom Stock 2025
2025-12-31$6.81/sh+14,897$101,449→ 14,897 total
Exercise: $6.81From: 2028-12-31Exp: 2028-12-31→ CFFN common stock (14,897 underlying)

Holdings

CFFN common stock
(indirect: ESOP)
42,625
CFFN Phantom Stock 2024
Exercise: $5.91From: 2027-12-31Exp: 2027-12-31→ CFFN common stock (4,968 underlying)
4,968

Footnotes (3)

[F1]Transaction reflects the deemed conversion of phantom stock units previously acquired under the Issuer's Deferred Incentive Bonus Plan into the underlying shares of common stock and the deemed simultaneous disposition of such shares in connection with the cash settlement of such phantom stock units.
[F2]During fiscal years 2018 and 2025, Mr. Townsend diversified 50% of his ESOP shares at the time, respectively, into an IRA.
[F3]The phantom stock units were acquired under the Issuers Deferred Incentive Bonus Plan and are settled in cash three years from the date of acquisition.

Documents

1 file