PAULS DOUGLAS J 4

What Happened

• Douglas J. Pauls, a director of Essent Group Ltd. (ESNT), received a grant of 2,443 restricted share units (RSUs) on 2026-05-06. On 2026-05-07 he had derivative conversions/exercises totaling 2,625 shares (2,569 and 56 shares) and matching disposals of 2,625 shares at $0.00.
• The disposals reported at $0.00 are not market sales for cash; they are consistent with shares being withheld/retained (e.g., to satisfy tax withholding or settlement obligations) rather than an open-market sale. No cash proceeds or market sale prices were reported.

Key Details

• Transaction dates: Grant (A) 2026-05-06; Conversions/Exercises (M) and corresponding dispositions 2026-05-07.
• Reported amounts: Granted 2,443 RSUs; conversions/exercises of 2,569 and 56 shares (total 2,625); disposals of 2,569 and 56 shares at $0.00 (total 2,625).
• Prices/values: Grant and two acquired conversion entries listed as N/A; disposals recorded at $0.00 (no cash proceeds reported).
• Shares owned after transaction: Not specified in this Form 4.
• Footnotes: F1 — RSUs convert into common shares on a one-for-one basis. F2 — Dividend equivalents on unvested awards accrue and vest proportionately and are economically equivalent to common shares.
• Filing/timeliness: Form filed 2026-05-08 covering reportable activity on 2026-05-06/05-07. No late-filing indicator noted.

Context

• For retail investors: RSU grants and conversions commonly reflect routine compensation and vesting events. The reported $0.00 disposals typically indicate shares withheld to cover taxes or settlement obligations rather than a sale signaling a bearish view.
• Transaction codes: A = Award/Grant; M = Exercise or conversion of a derivative security. This filing does not show an open-market buy or sell for cash.