8-K 1 he18kacf.txt 2003-HE1 ACCOUNTANTS C ONSENT FORM SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 21, 2003 Residential Asset Mortgage Products, Inc. (Exact name of registrant as specified in its charter) DELAWARE 333-86786 41-1955181 (State or other (Commission file number) I.R.S. employer jurisdiction of identification no.) incorporation) 8400 Normandale Lake Blvd., Suite 250, Minneapolis, MN 55437 (Address of principal executive offices) (Zip code) Registrant's telephone number, including area code: (952) 832-7000 ______________________________________________________________________________ (Former name or former address, if changed since last report) Exhibit Index located on page 4. Items 1 through 4, Item 6 and Item 8 are not included because they are not applicable. Item 5. Other Events. The financial statements of Financial Guaranty Insurance Company ("FGIC") as of December 31, 2001 and 2000, and for each of the years in the three-year period ended December 31, 2000, that are included in this Form 8-K have been audited by KPMG LLP. The consent of KPMG LLP to the inclusion of their audit report on such financial statements in this Form 8-K and their being named as "Experts" in the Prospectus Supplement relating to the Home Equity Loan-Backed Term Notes, Series 2003-HE1, is attached hereto as Exhibit 23.1. The audited financial statements of FGIC as of December 31, 2001 and 2000, and for each of the years in the three-year period ended December 31, 2001 are attached hereto as Exhibit 99.1. The unaudited financial statements of FGIC as of September 30, 2002 and for the three and nine-month periods ended September 30, 2002 and 2001 are attached hereto as Exhibit 99.2. Item 7. Financial Statements, Pro Forma Financial Information and Exhibits. (a) Not applicable (b) Not applicable (c) Exhibits 23.1 Consent of KPMG LLP. 99.1 Audited Financial Statements of FGIC as of December 31, 2001 and 2000 and for each of the years in the three-year period ended December 31, 2001. 99.2 Unaudited Financial Statements of FGIC as of September 30, 2002 and for the three and nine-month periods ended September 30, 2002 and 2001. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC. By: /s/ Patricia C. Taylor Name: Patricia C. Taylor Title: Vice President Dated: March 21, 2003 Exhibit 23.1 CONSENT OF INDEPENDENT AUDITORS The Board of Directors Financial Guaranty Insurance Company: We consent to the use of our report dated February 15, 2002 on the financial statements of Financial Guaranty Insurance Company as of December 31, 2001 and 2000, and for each of the years in the three-year period ended December 31, 2001, included in the Form 8-K of Residential Asset Mortgage Products, Inc. (the "Registrant") which Form 8-K is incorporated by reference in the registration statement (No. 333-86786) and to the reference to our firm under the heading "Experts" in the Prospectus Supplement of the Registrant. /s/KPMG LLP New York, New York March 21, 2003

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): May 27, 2003

RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC. (as depositor under a Trust Agreement, dated as of March 26, 2003, and pursuant to which an Indenture was entered into, providing for, inter alia, the issuance of GMACM Home Equity Loan-Backed Certificates, Series 2003-HE1)

Residential Asset Mortgage Products, Inc.
(Exact name of registrant as specified in its charter)
DELAWARE	333-86786	41-1955181
(State or other jurisdiction of incorporation)	(Commission file number)		(I.R.S. employer identification no.)
8400 Normandale Lake Boulevard, Suite 600, Minneapolis, Minnesota			55437
(Address of principal executive offices)			(Zip code)
(952) 857-7000
Registrant's telephone number, including area code
Not Applicable
(Former name or former address, if changed since last report)

Exhibit Index Located on Page 4

Items 1 through 6 and Item 8 are not included because they are not applicable.

Item 7. Financial Statements, Pro Forma Financial Information and Exhibits.

(a) Not applicable

(b) Not applicable

20.1 Residential Asset Mortgage Products, Inc.,

GMACM Home Equity Loan Trust 2003-HE1,

GMACM Home Equity Loan-Backed Term Notes, GMACM Series 2003-HE1 Servicing Certificates, for Payment Date 05/27/03

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC., Registrant

By: /s/ Patricia C. Taylor

Name: Patricia C. Taylor Title: Vice President

Date: May 27, 2003

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