NEU RICHARD W 4

What Happened Richard W. Neu, a director of Huntington Bancshares Inc. (HBAN), received two distributions of common stock on April 1, 2026: 1,614.815 shares and 1,078.165 shares. Both items were recorded as awards/acquisitions at $0.00 per share, for a combined 2,692.98 shares and a reported aggregate cash price of $0.00. This was a distribution from the issuer’s deferred compensation plan rather than an open‑market purchase or a sale.

Key Details

• Transaction date: 2026-04-01; Transaction type: Award/Grant (Code A).
• Shares received: 1,614.815 and 1,078.165 (total 2,692.98); Reported price per share: $0.00; Total reported cash value: $0.00.
• Shares owned after transaction: not specified in this Form 4.
• Footnotes: F1 = distribution from the Issuer’s Deferred Compensation Plan to direct holdings; F2 = filer disclaims being the beneficial owner for purposes of Section 16.
• Filing: Form 4 filed 2026-04-03 for a 2026-04-01 transaction — appears to be filed within the typical 2-business‑day window (timely).

Context This transaction reflects an internal transfer/distribution from a deferred compensation arrangement to direct stock holdings and does not represent an open‑market purchase (a stronger bullish signal) or a sale. Such distributions are commonly part of compensation or deferral plan mechanics and should be viewed as an administrative transfer unless other insider trades follow.