REBER JOHN M 4

What Happened
John M. Reber, Executive Vice President of Citizens & Northern Corp (CZNC), acquired a total of 475 shares through dividend reinvestment. On 2026-02-13 he received 359 shares at $23.59 each (value $8,469) and on 2026-02-18 he received 116 shares at $23.76 each (value $2,756), for a combined value of approximately $11,225. The transactions are reported as "Other acquisition or disposition (J)," reflecting reinvestment of cash dividends rather than an open-market purchase.

Key Details

• Transaction dates and prices:
  • 2026-02-13: 359 shares @ $23.59 = $8,469
  • 2026-02-18: 116 shares @ $23.76 = $2,756
• Total acquired: 475 shares, ~ $11,225
• Footnotes: F1 = shares acquired through reinvestment of cash dividends under a dividend reinvestment plan (DRIP); F2 = exempt acquisition in ESOP via dividend reinvestment under D/R plan.
• Transaction code: J (other acquisition/disposition — here used for dividend reinvestment)
• Filing: Form 4 filed 2026-02-27 covering a 2026-02-13 period; this filing date is beyond the typical two-business-day reporting window for Form 4s and may indicate a late filing.

Context
Dividend reinvestment plan (DRIP) purchases are routine: dividends are used to buy additional company shares rather than paid in cash. Such transactions show the insider is rolling dividends into more stock but are generally less informative about active trading intent than open-market buys or sales. The dollar amounts here are modest (~$11.2k total).