REBER JOHN M 4

What Happened
John M. Reber, Executive Vice President of Citizens & Northern Corp (CZNC), acquired a total of 552 shares through dividend reinvestment postings: 418 shares on 2026-05-15 at $20.82 ($8,701) and 134 shares on 2026-05-20 at $20.80 ($2,787). These are acquisitions (not open-market purchases) made by reinvesting cash dividends — a routine, non-speculative way insiders add shares.

Key Details

• Transaction dates & prices: 2026-05-15 — 418 shares @ $20.82; 2026-05-20 — 134 shares @ $20.80.
• Total acquired: 552 shares for $11,488 total value.
• Shares owned after transaction: Not disclosed in the filing excerpt.
• Transaction code: “J” — acquisition credited to an employee benefit plan / other plan posting.
• Footnotes: F1 = shares acquired via reinvestment of cash dividend under a dividend reinvestment plan (DRIP). F2 = exempt acquisition in ESOP via dividend reinvestment under D/R plan.
• Filing date: Form 4 filed 2026-05-21. Under SEC rules Form 4s are due within two business days of the transaction; depending on business-day counting the 2026-05-15 posting may fall outside that window (the 2026-05-20 posting appears within the typical two-day window).

Context
These transactions reflect dividend reinvestment (DRIP/ESOP crediting) rather than discretionary open-market buying — common and typically routine for insiders who participate in company dividend plans. Such reinvestments increase insider holdings but do not necessarily signal a new decision to actively buy stock.