MITCHELL TERENCE J 4

What Happened

• Terence J. Mitchell, a director of Metropolitan Bank Holding Corp. (MCB), received an award of 2,500 restricted stock units (RSUs) on January 23, 2026. The award was reported at $0.00 per share (no cash paid), so the reported acquisition value is $0.
• This was an award/grant (compensation) rather than an open-market purchase or sale; awards compensate insiders and do not necessarily signal a buy or sell decision.

Key Details

• Transaction date: January 23, 2026. Form 4 filed: January 27, 2026.
• Transaction type/code: A (Grant/award or other acquisition).
• Amount: 2,500 RSUs at $0.00 reported per share (total reported consideration $0).
• Shares owned after transaction: not specified in the provided filing summary.
• Footnotes: F1 — these RSUs vest 100% on January 23, 2027. F2 — filing also notes inclusion of RSUs that vest 100% on January 27, 2026.
• No 10b5-1 plan, sale, exercise, or tax-withholding detail was disclosed in the provided transaction lines.

Context

• RSUs are compensation that convert into shares only after vesting; according to the filing these RSUs vest fully on the date(s) noted in the footnotes, so the recipient won’t have voting/transferable shares until vesting.
• Because this is a company grant (not an open-market purchase), investors should view it as routine director compensation rather than a direct bullish signal.