DECKER SUSAN L 4

What Happened
Susan L. Decker, a director of Chime Financial, was granted 10,753 restricted stock units (RSUs) on June 2, 2026. The grant is reported as an acquisition (Award/Grant) at $0.00 per share (total $0 at grant). These RSUs represent a contingent right to receive one share of Chime Class A common stock per RSU upon vesting.

Key Details

• Transaction date: 2026-06-02; Form 4 filed: 2026-06-04 (timely filing).
• Transaction type/code: Grant/Award (A). Price reported: $0.00; quantity: 10,753 RSUs.
• Vesting: Per footnote, 100% of these RSUs vest on the earlier of (i) June 2, 2027 or (ii) the day before the issuer's next annual meeting, subject to continued service. (Also see general RSU footnote.)
• Ownership after transaction: Not specified in the provided excerpt of the Form 4.
• Additional note: Footnotes indicate some securities are held by SJCE Family LP, for which the reporting person serves as general partner.

Context
RSUs are awards that convert to shares only if vesting conditions are met; they require no cash purchase at grant and are commonly used for compensation and retention. A $0 grant value on the Form 4 reflects the reporting convention for RSU grants (no cash paid at grant), not necessarily the eventual taxable value when/if they vest. This is an award, not a market buy or sell, and does not by itself indicate the insider is buying or selling stock.