DYKSTRA DAVID A 4

What Happened
David A. Dykstra, Vice Chairman and COO of Wintrust Financial Corp (WTFC), disposed of 1,670 shares on Jan 26, 2026. The shares were surrendered to satisfy tax liabilities related to an equity award/exercise at a reported price of $146.20 per share, for a notional value of $244,154. This was a tax-withholding disposition (transaction code F), not an open-market sale.

Key Details

• Transaction date: 2026-01-26; Filing date: 2026-01-28 (appears to be within the typical 2-business-day Form 4 reporting window).
• Price: $146.20 per share; Shares surrendered: 1,670; Gross value: $244,154.
• Transaction code: F — payment of exercise price or tax liability (shares withheld/disposed to cover taxes).
• Shares owned after the transaction: not specified in the filing.
• This is a withholding/tax payment, not a signal of a market sale for cash.

Context
When insiders surrender shares to cover taxes after an option exercise or restricted share vesting, it’s a routine administrative step (often called net-share settlement or tax withholding). Such transactions don’t necessarily indicate the insider’s view of the company’s stock; purchases are generally more informative about insider confidence.