FORD JEREMY B 4

What Happened
Jeremy B. Ford, President & CEO and a director of Hilltop Holdings, was granted 37,075 restricted stock units (RSUs) on February 11, 2026. The award is reported as an acquisition (code A) at $0.00 per unit (no cash paid). These RSUs represent the right to receive an equal number of Hilltop common shares upon vesting.

Key Details

• Transaction date and type: 2026-02-11 — Grant / Award (RSUs), reported on Form 4.
• Quantity and price: 37,075 RSUs granted at $0.00 per unit.
• Vesting and transfer restrictions: RSUs vest on February 11, 2029 (three-year cliff); shares deliverable upon vesting are further restricted from transfer until February 11, 2030 (first anniversary of vesting), unless earlier events in the award agreement occur. (See footnote in filing.)
• Post-transaction holdings: Not specified in the provided excerpt.
• Filing timeliness: Form 4 was filed on February 13, 2026, which is within the standard two-business-day filing window for Form 4s (timely).

Context
RSUs are a form of equity compensation that align executives’ interests with shareholders but do not provide immediate shares or liquidity. Because these units vest over time and include post-vesting transfer limits, they represent a future equity stake rather than an immediate market purchase or sale. This grant is a compensation event — not an open-market buy or sell — and should be interpreted as part of executive pay rather than a direct signal of short-term trading intent.