MARSHALL RUTH ANN 4
4 · REGIONS FINANCIAL CORP · Filed Jul 17, 2026
Research Summary
AI-generated summary of this filing
Regions (RF) Director Ruth Ann Marshall Receives Phantom Stock Award
What Happened
Ruth Ann Marshall, a director of Regions Financial Corp (RF), was granted 1,707.433 shares of phantom stock on July 15, 2026, with a per-share value of $31.48, for a total value of $53,750. This was an award/compensation grant (derivative phantom shares), not a market purchase or sale.
Key Details
- Transaction date: 2026-07-15; Filing date (Form 4): 2026-07-17 (timely filing).
- Grant details: 1,707.433 phantom shares @ $31.48 each; total value $53,750. Transaction code: A (award/grant), derivative.
- Shares owned after transaction: not disclosed in the Form 4.
- Footnotes summary:
- Each phantom share represents the right to the cash value of one Regions common share (F1).
- The reporter elected to receive phantom stock in lieu of cash director fees; amounts are accrued quarterly under the Directors' Deferred Investment Plan (F2).
- Phantom shares are payable in cash in a lump sum or up to 10 annual installments (reporter’s election) after termination of board service (F3).
- Quarterly cash dividends have been deemed reinvested in phantom stock (F4).
Context
Phantom stock is a deferred cash-equivalent award tied to the company’s share value and does not represent immediate ownership of common stock. Such director compensation grants are routine and reflect pay election choices rather than open-market buying or selling.
Insider Transaction Report
Form 4
MARSHALL RUTH ANN
Director
Transactions
- Award
Phantom Stock
[F1][F2][F3][F4]2026-07-15$31.48/sh+1,707.433$53,750→ 174,233.244 total→ Common Stock (1,707.433 underlying)
Footnotes (4)
- [F1]Each share of phantom stock represents the right to the cash value of one share of Regions' common stock.
- [F2]The reporting person has elected to receive shares of phantom stock in lieu of cash compensation payable pursuant to Regions' Director Compensation Program. The shares of phantom stock are accrued under Regions' Directors' Deferred Investment Plan on the date such fees would otherwise be payable (i.e., quarterly, in arrears).
- [F3]Shares of phantom stock are payable in cash in a lump sum or up to 10 annual installments, at the election of the reporting person, within 30 days after the close of the plan year in which the reporting person terminates service as a director.
- [F4]Includes quarterly cash dividends that have been deemed reinvested in phantom stock.
Signature
/s/ Elizabeth H. Townsend - Attorney-in-Fact|2026-07-17