MURPHY RICHARD B 4

What Happened

• Richard B. Murphy, Vice Chair and Chief Lending Officer of Wintrust Financial Corp (WTFC), had 1,268 shares disposed on January 26, 2026 to satisfy a tax liability (transaction code F). The shares were recorded at $146.20 each, for a total value of $185,382. This was a withholding-type disposition (not an open-market sale).

Key Details

• Transaction date: 2026-01-26; Filing date: 2026-01-28 (filed two days after the transaction, appearing timely).
• Price per share: $146.20; Shares disposed: 1,268; Total value: $185,382.
• Transaction code: F — payment of exercise price or tax liability (shares surrendered/withheld to cover taxes).
• Shares owned after transaction: not specified in the provided filing excerpt.
• No indication in this record of a 10b5-1 plan or open-market sale; this is a routine tax-withholding disposition.

Context

• Tax-withholding disposals (code F) commonly follow option exercises or vesting events and are routine administrative actions to cover tax obligations; they do not necessarily indicate the insider’s view of the company’s prospects.
• Because this is a withholding/disposition rather than an open-market sale, it’s less informative about timing or intent than voluntary sales or purchases.