MURPHY RICHARD B 4

What Happened
Richard B. Murphy, Vice Chair and Chief Lending Officer of Wintrust Financial Corp (WTFC), had 3,166 shares withheld to satisfy a tax liability tied to an equity event. The shares were recorded as disposed at $149.83 per share, totaling approximately $474,362. This is a tax-withholding transaction (code F), not an open-market sale.

Key Details

• Transaction date: 2026-02-25; Filing date: 2026-02-27 (appears timely).
• Shares withheld/disposed: 3,166 at $149.83 each. Total value ≈ $474,362.
• Transaction code: F — payment of exercise price or tax liability (share withholding).
• Shares owned after the transaction: not specified in the provided excerpt.
• No 10b5-1 plan or other special instructions noted in the provided data.

Context
Code F commonly indicates shares were withheld to cover taxes after an option exercise or stock vesting (a cashless withholding), so this reflects tax payment mechanics rather than a deliberate market sale by the insider. Such withholding transactions are routine and do not necessarily signal a change in the insider’s confidence in the company.