UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): ~~February~~March 1819, 2026

ADAMAS TRUST, INC.

(Exact name of registrant as specified in its charter)


Maryland	001-32216	47-0934168
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)

90 Park Avenue

New York, New York 10016

(Address and zip code of

principal executive offices)

Registrant’s telephone number, including area code: (212) 792-0107

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class

Trading Symbol(s)

Name of Each Exchange on Which Registered

Common Stock, par value $0.01 per share

ADAM

NASDAQ

Stock Market

8.000% Series D Fixed-to-Floating Rate Cumulative Redeemable Preferred Stock, par value $0.01 per share, $25.00 Liquidation Preference

ADAMN

NASDAQ

Stock Market

7.875% Series E Fixed-to-Floating Rate Cumulative Redeemable Preferred Stock, par value $0.01 per share, $25.00 Liquidation Preference

ADAMM

NASDAQ

Stock Market

6.875% Series F Fixed-to-Floating Rate Cumulative Redeemable Preferred Stock, par value $0.01 per share, $25.00 Liquidation Preference

ADAML

NASDAQ

Stock Market

7.000% Series G Cumulative Redeemable Preferred Stock, par value $0.01 per share, $25.00 Liquidation Preference

ADAMZ

NASDAQ

Stock Market

9.125% Senior Notes due 2029

ADAMI

NASDAQ

Stock Market

9.125% Senior Notes due 2030

ADAMG

NASDAQ

Stock Market

9.875% Senior Notes due 2030

ADAMH

NASDAQ

Stock Market

9.250% Senior Notes due 2031

ADAMO

NASDAQ

Stock Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 under the Securities Act (§230.405 of this chapter) or Rule 12b-2 under the Exchange Act (§240.12b-2 of this chapter).

Emerging Growth Company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 28.0201. ~~Results~~Other ~~of Operations and Financial Condition~~Events.

On ~~February~~March 1819, 2026, Adamas Trust, Inc. (the “Company”) issued a press release (the “Press Release”) announcing that its ~~financial~~Board ~~results~~of ~~for~~Directors (the ~~three~~“Board”) ~~months~~declared ~~and~~a ~~year~~regular ~~ended~~quarterly ~~December~~cash dividend on its common stock for the quarter ending March 31, ~~2025~~2026. AThe ~~copy~~Company ofalso announced in the ~~press~~Press ~~release~~Release isthat ~~furnished~~the ~~herewith~~Board asdeclared ~~Exhibit~~cash 99dividends on the Company’s 8.100% Series D Fixed-to-Floating ~~this~~Rate ~~Current~~Cumulative ~~Report~~Redeemable onPreferred ~~Form~~Stock, 8the Company’s 7.875% Series E Fixed-Kto-Floating Rate Cumulative Redeemable Preferred Stock, the Company’s 6.875% Series F Fixed-to-Floating Rate Cumulative Redeemable Preferred Stock and isthe ~~incorporated~~Company’s ~~herein~~7.000% bySeries ~~reference~~G Cumulative Redeemable Preferred Stock for the dividend period that began on January 15, 2026 and ends on April 14, 2026.

~~In addition~~Additionally, ~~in conjunction with~~ the ~~press~~Company ~~release~~also ~~announcing~~announced ~~its~~on ~~financial~~March ~~results~~19, 2026 that the ~~Company~~Board ~~posted~~established ~~supplemental~~the ~~financial~~date, ~~information~~time onand ~~the~~location ~~“Events~~of &the ~~Presentations”~~2026 ~~section~~Annual Meeting of ~~its~~the ~~website~~Company’s stockholders (~~www.AdamasREIT.com~~the “Annual Meeting”). ~~Such~~The ~~supplemental~~Annual ~~financial~~Meeting ~~information~~will isbe ~~furnished~~held ~~herewith~~in asa ~~Exhibit~~virtual ~~99.2~~format tosolely ~~this~~by ~~Current~~means ~~Report~~of remote communication on ~~Form~~June ~~8-K~~11, 2026, at 9:00 a.m., Eastern Time, and iswill ~~incorporated~~be ~~herein~~open byto ~~reference~~the Company’s stockholders of record as of the close of business on April 17, 2026.

~~The~~A ~~information~~copy ~~included~~of inthe Press Release is filed with this Current Report on Form 8-K ~~(including~~as Exhibit 99.1 and Exhibit 99.2 attached hereto), shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference ~~into any filing made by the Company under the Exchange Act or Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such a filing~~herein.

Item 7.01. Regulation FD Disclosure.

The disclosure contained in Item 2.02 is incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits. The following exhibit is being filed with this Current Report on Form 8-K.

Exhibit No.						Description
99.1 †						Press release, dated as of February 18, 2026.
99.1						Press release, dated March 19, 2026.
99.2 †						Fourth Quarter 2025 Supplemental Financial Information.
104						Cover Page Interactive Data File-the cover page XBRL tags are embedded within the Inline XBRL document.

† Furnished herewith.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

	ADAMAS TRUST, INC.
	(Registrant)
Date: February 18, 2026	By:	/s/ Kristine R. Nario-Eng
Date: March 19, 2026	By:	/s/ Kristine R. Nario-Eng
		Kristine R. Nario-Eng
		Chief Financial Officer

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