ORIE JAMES 4

What Happened
Orie James, Chief Legal Officer and Corporate Secretary of FNB (FNB), had 1,385 shares disposed on January 20, 2026 to satisfy a tax liability related to equity compensation. The shares were reported at $17.36 each for a total value of $24,044. The transaction was reported on a Form 4 filed January 22, 2026 and is coded as a payment of exercise price or tax liability (F).

Key Details

• Transaction date: 2026-01-20; Form 4 filed: 2026-01-22.
• Type: Code F — payment of exercise price or tax withholding (shares used to satisfy tax obligations).
• Shares disposed: 1,385 at $17.36; aggregate value $24,044.
• Shares owned after transaction: not disclosed in this filing.
• Footnote: F1 notes Column 5 totals also include shares from the company’s dividend reinvestment plan and dividend-equivalent units accrued on restricted stock units since the last filing.
• Timeliness: filing covers the Jan 20 transaction and was submitted Jan 22; no late filing flag is indicated in this report.

Context
Share disposals coded as tax withholding are routine administrative transactions that arise when equity awards vest or options are exercised and taxes are paid via share surrender. These withholdings are different from open-market sales and do not necessarily signal an insider’s view on the company’s stock.