Garg Vishal 4

4 · Better Home & Finance Holding Co · Filed Feb 3, 2026

AI-generated summary of this filing

Updated Feb 3, 2026

Better Home & Finance (BETR) CEO Garg Vishal Exercises RSUs, Sells Shares

What Happened

Garg Vishal, CEO of Better Home & Finance Holding Co. (BETR), had 3,166 restricted stock units convert into shares on Feb 1, 2026 (recorded as an exercise/conversion of derivative). To satisfy tax withholding, 1,373 of those shares were withheld/sold at $30.31 per share, generating approximately $41,616 in proceeds for taxes. The conversions were recorded at $0.00 exercise price (typical for RSU settlement).

Key Details

Transaction date: February 1, 2026; Form 4 filed Feb 3, 2026.
Conversion: 3,166 RSUs → 3,166 shares (recorded as derivative exercise, code M).
Tax withholding/sale: 1,373 shares disposed at $30.31 each for $41,616 (code F).
Shares owned after transaction: not disclosed in this Form 4 filing.
Footnotes: F1 clarifies each RSU equals a contingent right to one Class A share; F2 shows the RSU vesting schedule (portion vested July 1, 2025; monthly vesting Aug 1, 2025–Mar 1, 2026; remaining on Mar 15, 2026).
No indication of a 10b5-1 plan or other special trading plan in the filing.

Context

This appears to be an RSU settlement with mandatory tax withholding rather than an open-market sale for investment purposes. Tax-withholding share dispositions are common and do not necessarily signal the insider’s view on the company’s stock. The filing shows conversion of equity awards (derivative settlement) rather than a cash purchase.

Form 4

Period: 2026-02-01

DirectorChief Executive Officer10% Owner

Transactions

Exercise/Conversion
Class A Common Stock
2026-02-01+3,166→ 16,209 total
Tax Payment
Class A Common Stock
2026-02-01$30.31/sh−1,373$41,616→ 14,836 total
Exercise/Conversion
Restricted Stock Units (Class A)
[F1][F2]
2026-02-01−3,166→ 6,334 total
→ Class A Common Stock (3,166 underlying)

Footnotes (2)

[F1]Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A Common Stock.
[F2]The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

Signature

/s/ Andrew Holt, Attorney-in-Fact|2026-02-03

1 file