UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): November 12 13, 2025

Axos Financial, Inc.

(Exact name of registrant as specified in its charter)




Delaware	001-37709	33-0867444
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification Number)

9205 West Russell Road, Ste 400

Las Vegas, NV 89148

(Address of principal executive offices and zip code)

Registrant’s telephone number, including area code: (858) 649-2218


Securities registered pursuant to Section 12(b) of the Act:
Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common stock, $0.01 par value	AX	New York Stock Exchange

Not Applicable

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

☐ Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 75.~~01 Regulation~~07 Submission FDof ~~Disclosure~~Matters to a Vote of Security Holders.

Axos Financial, Inc. (the “~~Registrant~~Company”) ~~will~~held ~~use~~its annual meeting of stockholders on November 13, 2025 (the ~~presentation~~“Annual ~~provided~~Meeting”). inAs of September 16, 2025, the ~~Exhibits~~record atdate ~~investor~~for ~~meetings~~the ~~beginning~~Annual onMeeting, or56,595,223 ~~around~~shares ~~November~~of 17the Company’s common stock were eligible to vote. There were a total of 49,480,296 ~~2025~~shares ~~and~~present ~~during~~at the ~~next~~Annual ~~few~~Meeting ~~months~~(87.42% of the eligible shares to vote), constituting a quorum.

~~This~~Set ~~Form~~forth ~~8-K~~below ~~and~~are the ~~information~~final ~~attached~~vote ~~below~~tabulations ~~shall not be deemed to be “filed”~~ for ~~purposes~~each of ~~Section 18 of~~ the ~~Securities~~matters ~~Exchange~~submitted ~~Act of 1934, as amended (“Exchange Act”), or otherwise be subject~~ to ~~the liabilities of that section, nor shall it be incorporated by reference into~~ a ~~filing~~vote ~~under the Securities Act~~ of ~~1933, as amended (“Securities Act”), or~~ the ~~Exchange Act~~stockholders, ~~except~~including ~~as expressly set forth by specific reference in such a filing. The information in~~ the ~~materials~~votes isfor ~~presented~~and ~~as of November 12~~against, ~~2025,~~ and ~~the Registrant does not assume~~ any ~~obligation~~abstentions toor ~~update~~broker ~~such information in the future~~non-votes.

~~Item~~The 9first proposal was the election of the following Class III directors with terms expiring in 2028: James S.~~01 Financial~~ ~~Statements~~Argalas, James J. Court, Stefani D. Carter and ~~Exhibits~~Roque A. Santi.

(d) Exhibits.


	For	Withheld	Broker Non-Votes
James S. Argalas	42,034,547	1,900,294	5,545,455
James J. Court	27,435,298	16,499,543	5,545,455
Stefani D. Carter	27,584,082	16,350,759	5,545,455
Roque A. Santi	42,645,512	1,289,329	5,545,455

Exhibit						Description
99.1						Axos Financial, Inc. Presentation
99.2						Axos Financial, Inc. Presentation PDF
104						Cover Page Interactive Data File (embedded within the Inline XBRL document)

The second proposal was to approve in a non-binding and advisory vote, the compensation of the Company’s Named Executive Officers as disclosed in the Company’s proxy statement.


For	Against	Abstain	Broker Non-Votes
25,671,253	18,081,439	182,149	5,545,455

The third proposal was to approve an amendment to the Amended and Restated 2014 Stock Incentive Plan.


For	Against	Abstain	Broker Non-Votes
27,625,699	16,153,783	155,359	5,545,455

The fourth proposal was the ratification of the appointment of BDO USA, P.C. as the Company’s independent public accounting firm for fiscal year 2026.


For	Against	Abstain
49,168,916	252,989	58,391

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Axos Financial, Inc.

Date:

November 1214, 2025

By:

/s/ Derrick K. Walsh

Derrick K. Walsh

EVP and Chief Financial Officer

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