UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, DC 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): September 923, 2024

CARDINAL ETHANOL, LLC

(Exact name of registrant as specified in its charter)



Indiana	000-53036	20-2327916
(State or other jurisdiction of incorporation or organization)	(Commission File Number)	(I.R.S. Employer Identification No.)

1554 N. County Road 600 E., Union City, IN 47390

(Address of principal executive offices)

(765) 964-3137

Registrant's telephone number, including area code

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):


☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act: None


Title of each class	Trading Symbol(s)	Name of each exchange on which registered

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company o

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

Item 17.01 ~~Entry~~Regulation ~~into~~FD ~~a Material Definitive Agreement~~Disclosure

On September 923, 2024, Cardinal Ethanol, LLC, ~~and its wholly owned subsidiary, Cardinal Colwich, LLC~~ (~~collectively~~ the "Company"), ~~executed~~posted aits ~~Third~~September, ~~Amendment~~2024 tonewsletter ~~the~~on ~~Second~~its ~~Amended~~website and ~~Restated~~sent ~~Construction~~the ~~Loan~~newsletter ~~Agreement~~to ~~dated~~its ~~January~~unit ~~31, 2024, with First National Bank of Omaha~~holders. The ~~purpose~~newsletter ~~of the amendment~~ is toattached ~~convert~~hereto ~~the~~as ~~Declining~~Exhibit 99.1 ~~Revolving Loan, which provided financing to fund the construction~~ and ~~installation~~is ofincorporated aherein ~~high~~by ~~protein feed system at the plant in Indiana, to a term loan~~reference. ~~The~~ ~~effective date of conversion was August 27, 2024.~~

The ~~interest~~information ~~rate~~in onthis ~~the~~Item ~~term~~7.01 ~~loan~~(including isExhibit ~~based~~99.1) onis ~~the~~being ~~prime~~furnished ~~rate~~pursuant ~~minus~~to ~~five~~Regulation ~~basis~~FD ~~points (~~Disclosure.~~05%)~~ The ~~subject~~information tofurnished, aincluding ~~floor~~exhibits, ~~of 2.85%. The Company~~ is ~~required~~not todeemed ~~make~~“filed” ~~equal~~for ~~monthly~~purposes ~~installments~~ of ~~principal~~Section 18 ~~and~~of ~~interest based on a ten year amortization period commencing on September 1, 2024 until~~ the ~~maturity~~Securities ~~date~~Exchange Act of ~~May 1~~1934, ~~2029.~~as ~~In addition~~amended, ~~the~~is ~~Company~~not ~~will~~subject ~~be required~~ to ~~make mandatory annual prepayments on~~ the ~~term~~liabilities ~~loan within 120 days following the end~~ of ~~each~~that ~~fiscal~~section ~~year~~and ~~beginning~~is ~~with~~not ~~the~~deemed ~~fiscal~~incorporated ~~year~~by ~~ended~~reference ~~September 30, 2024. The annual prepayment will be~~ in ~~the~~any ~~amount~~filing ofunder the ~~lesser~~Securities ofAct ~~40%~~ of ~~excess cash flow or $7~~1933,~~200,000,~~ upas ~~to an aggregate amount paid of $18,000,000~~amended. In ~~connection with the amendment, the Company executed a term note in the amount of approximately $37,404,101, the amount outstanding on the effective date of conversion.~~

The foregoing summary of the amendment and term note does not purport to be complete and is subject to, and qualified in its entirety, by reference to the amendment and term note filed as exhibits hereto.

Item 9.01 Financial Statements and Exhibits

(a)None.

(b)None.

(c)None.

(d)Exhibits.

Exhibit No. Description

99.1						~~Third~~Newsletter ~~Amendment~~for ~~of Second Amended and Restated Construction Loan Agreement with~~ Cardinal Ethanol, LLC ~~and Cardinal Colwich, LLC~~ dated ~~August 27~~September, 2024.
99.2						APP Term Note between Cardinal Ethanol, LLC and First National Bank of Omaha dated August 27, 2024
104						Cover Page Interactive Data File (embedded within the Inline XBRL document).

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			CARDINAL ETHANOL, LLC
Date: September 12, 2024			/s/ William Dartt
Date: September 23, 2024			/s/ William Dartt
			William Dartt, Chief Financial Officer
			(Principal Financial Officer)

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